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happy_gal2004uk

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Everything posted by happy_gal2004uk

  1. I emailed them saying that they werent to contact me at work only in writing and i would pay £50 a month they said that they were allowed to contact me by 'any means neccessary as stated in their t&c's" they then text me saying they will continue to clalmy work until they get an answer - i feel this is threatening and intentionally trying to embarass me as they alos have my home and mobile numbers and arent calling them! they then emailed saying they are going to review my original application and if there is one error then they will sue for 'gaiining a loan by deception' i really dont know what to do,, no one at work will talk to me now as they are fed up with them calling
  2. i got a payday loan for 250 and planned to pay it back but my hours at work have been cut back and my cat had to go to the vets which was 500. I couldnt pay so cancelled my debit card and sent them an email, i then got an email saying they wanted proof of my hours cut back, then i had 15 missed calls on my phone from someone else there and when i mentioned the email she said 'oh send that as well, anyway the only offer i can accept is this - at the moment you have to pay 60 interest, then if we split the payments it will be another 60 pounds intest then i will charge you £30 as a default charge. So thats 400. however if you pay 70 now i can let you pay 125 for the next two months and we'll call it quits." now this still seems excessive and also as my hours have been but back i wont be able to afford 125 a month. I offered them 50 a month and she has refused that but when i cant pay my council tax next month i think that is more serious! i said this to her and she said it wasnt her p[roblem and where were this months wages and what had i done with them, i said i didnt want to discuss it and she starting ranting about why did i borrow money Now my boss says they called work today, i have sent an email syaing i can pay £50 a month and no more but i dont want to talk to them on the phone as tey try and bully me into paying more please help
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