CFO have now taken another £160 out of my account today, leaving me with £5, thats £360 in total in one week, this is after the pending payment and my card had been cancelled, I have today reported a dispute with this company after retail fraud said because i had used this company prev it was not a fraud!! They had forced through the payment as a cash payment. After a week of telephone call and emails i have not yet heard a thing from CFO. I am again without any money and no help from my bank.

hi yeh thanks, a bit relieved at least i could draw some money out today, ive applied for a new account so hopefully that will also help, thanks for your advice, just hope CFO get what they deserve.

My bank has cancelled the pending payment on my account but say Capital Finance One may ask for it again, can they take the money after i have cancelled the card, i am still trying to reach cap finance themselves with no luck.

Hi Thanks for your advice, i am getting physically sick over this now its too late for this weeks tax credits but i have no other accounts for it to go in, i phoned the back today but again no joy they are investigating my allegations, i do not understand how they can authorise these payments when i have a basic card cash account with no overdraft facility, the transactions were made at 03.18am.

I had a payday loan out with these people on July 09 i had previously used them before and had paid them in time, unfortunately i had to enter a debt management plan and Capital Finance were informed of this, i asked for references numbers etc to give to my debt company but i heard nothing. Until May 14th of this year were they have taken £160 out one day and £200 the next, the other problem is i only have a basic bank account with no overdraft facilities so the payments are pending until money enters my account, i only work 20 hours a week and most of my income is supplemented by wtc and ctc, i have lost my child benefit money and last weeks credits. My bank says they cannot stop the pending debits and i have reported to them as fraud, i have absolutely nothing to live on until this is sorted. What chance to i have of getting my money back??