Hi, i have a charging order on my house regaring a bank loan that i took out back in 2002 from RBS for originally £12k, i owed maybe £11 from memory but Charging Order is for £16k. Long story short, they finally wrote back to me after about a year of letters and stated that they do not have the credit agreement but i should have it and refer to that, and if need be they can provide me with copies of statements for the loan as it was paid into my bank account with the RBS. Where do i go next regard the charging order on the house. Can anyone help me out, as i only know about credit card legal stuff and not really loan stuff. Surely i could get this C/O removed but does that still mean that i would have to pay the debt back? Cheers guys.

Hi sorry if this is the wrong place to put this, but first time on here, so help me if you can. Even if just to tell me i am in the wrong place. Hi, i have a charging order on my house regaring a bank loan that i took out back in 2002 from RBS for originally £12k, i owed maybe £11 from memory but Charging Order is for £16k. Long story short, they finally wrote back to me after about a year of letters and stated that they do not have the credit agreement but i should have it and refer to that, and if need be they can provide me with copies of statements for the loan as it was paid into my bank account with the RBS. Where do i go next regard the charging order on the house. Can anyone help me out, as i only know about credit card legal stuff and not really loan stuff. Surely i could get this C/O removed but does that still mean that i would have to pay the debt back? Cheers guys.

Hi sorry if this is the wrong place to put this, but first time on here, so help me if you can. Even if just to tell me i am in the wrong place. Hi, i have a charging order on my house regaring a bank loan that i took out back in 2002 from RBS for originally £12k, i owed maybe £11 from memory but co is for £16k. Long story short, they finally wrote back to me after about a year of letters and stated that they do not have the credit agreement but i should have it and refer to that, and if need be they can provide me with copies of statements for the loan as it was paid into my bank account with the RBS. Where do i go next regard the charging order on the house. Can anyone help me out, as i only know about credit card legal stuff and not really loan stuff. Cheers guys. Angelique

Hi, i have a charging order on my house regaring a bank loan that i took out back in 2002 from RBS for originally £12k, i owed maybe £11 from memory but co is for £16k. Long story short, they finally wrote back to me after about a year of letters and stated that they do not have the credit agreement but i should have it and refer to that, and if need be they can provide me with copies of statements for the loan as it was paid into my bank account with the RBS. Where do i go next regard the charging order on the house. Can anyone help me out, as i only know about credit card legal stuff and not really loan stuff. Cheers guys. Angelique