I got a payday loan with wonga and ended up falling into their trap of having to re-apply for a new loan as soon as i paid off the old loan because I was left short of money. I was just managing to repay or rollover the loans, even though I knew it was stupid and would get me into more debt, I was just happy to roll it over and make ends meet. I have a loan which is due to be repaid on the 16th April, however when I logged in to apply for it to be rolledover it said I had reached a maximum amount of rollovers and that the full amount needs to be paid on the due date! The total amount is around £700 and theres no way I can afford that as Im already in a debt management plan with payplan. I was hoping to reach some kind of agreement to pay it off in installments but after reading posts on here that looks unlikely to be accepted! I live with my parents and im dreading the thought of bailiffs knocking on the door asking for payment! The whole thing has left me worried and scared of what might happen. Anyone have any advice on what I can do? Thanks in advance