Beware I've had two dealing with this company in the past in both cases the debt was settled, however in both cases once these charlatans had got there money, they did not do what they are obligated to do, and inform there client that the matter had been settled in full, in the first case they told my Bank that the credit card settlement was a "payment", this I only found out two years latter when the bank had me there was an issue regarding my account, and they fact that a third party "not disclosed to me" had told them I was Bankrupt, this took two months to get corrected and the situation regarding the credit card "payment" to be reinstated as "Full settlement". Now regarding the second debt they were processing they did not bother to inform the client at all, which has meant I've now been repeatedly chased by four different companies over the last seven years for a non-existent debt which was "settled" with Robinson & Way Co back in 2003. The latest bunch of chancers looking to cash in on Robinson sloppy paperwork, sent me a letter a couple of weeks ago, I'm so fed up to the back teeth with the whole affaire I've stop trying to prove that I've paid this off, by sending, letters copies of documents at cost to me in time and money etc, and in said just tell them " Take me to court and I'll tell it to the judge". So be very careful when deal with this company. Skint4life.