so how do i get my charges back???

so how do i get my charges back???

please can you help me with my prev request below i know you guys are busy and i realy do appreciate your kind help? so what would you advise me to do now and how can i work out the charges they are liable for

please can you help me with my prev request below i know you guys are busy and i realy do appreciate your kind help? so what would you advise me to do now and how can i work out the charges they are liable for

yes i have got them but just need to know how you can work them out what they owe us

i have already done a sar on them, how do i calculate the charges/interest to claim back??

so what would you advise me to do now and how can i work out the charges they are liable for

so what would you advise me to do now and how can i work out the charges they are liable for

sorry but i still do not know what you mean, the company black horse sent her to court and have added monthley charges to her account for missed payments and the solicitor fees and cout fees as well, she has been disputing this loan agreement with them for a while as it was for a car loan and origanly we thought it was a HP agreement but it now turns out to be a personal laon, b/h told her to satrt with she could not sell the car to clear the debt off as they had an intrest in it, then b/h solicitors said that this was wrong and she could have sold the car at any time as its a persional loan.....one big mess....now she has been taken to court and has agrreed to pay pay a min payment a month but is concerned that b/h may get a charging order on her house and she has a liitle child of 4 years old...me and my wife have moved into the house and helped her maintain the monthey mortgage as her partner left her with the child and no income...we just need to know what to do to help her....any help wil be appreciated

so on the charges for the missed payments and intersest can my daughter claim these back although the court have now placed a ccj on her??? if the charges are given back will these go off her balance owed or do the finance company have to pay her these??

so on the charges for the missed payments and intersest can my daughter claim these back although the court have now placed a ccj on her??? if the charges are given back will these go off her balance owed or do the finance company have to pay her these??

how do i do this and if we claim back the charges are these just wiped of the debt or do b/h have to pay them to my daughter??

can i claim the charges they have put on the account as most are double late payment charges??

sorry to jump into this thread, but regarding the late payment (default charges) can you claim these back if these were on a persnal loan?

sorry to jump into this thread, but regarding the late payment (default charges) can you claim these back if these were on a persnal loan?

they sent it with the court order, and by the link u sent me it seems that they can do this i think??

we have checked on the court judgement sent back to us and it has a letter fron b/h solictors saying that they may put a charging order on if she misses payments...

thanks very much dx, i will call the courts on monday morning and let u know what they say,,,thanks again for the help

sorry i havent been back on this site for a while as not been well, with ref to the last post and updating things.... my daughter has kept up the payment but she has been told that the ccj she had against her could also have a charging order on it? how do we find out if this is the case, she has outher debts that are chasing her and i feel that they may take out ccj`s soon,,,the house is still up for sale and it will be 3 years in january it has been on the market...can anyone help please

so although stratstones have paid us back in full would u ask them for the 8%. also u mention DN what is this, and how can i get the charges black horse have put on the loan(do in need to find out all the charges and write and ask them, and even if they did pay them back would they not just say that they would knock it of the loan? how do i get the cash back in my hand? thanks bill

the reason i only chased the ppi and gap is that stratstones who sold the car admited that they had set it uo and paid out within 1 week, should we g back to them for the insurance and other things. with blackhorse there was no ppi or gap on there loans,,how do i get there charges back?

correct these stages have all gone through, so what next?

sorry to sound thick but what is a dn ???

no they just paid back all the payments, this was not blackhorse it was pendragon as they had sold the ppi and gap and this was not paid for out of the loan at all it was paid for seperatley

as it says in this thread it is my daughters loan and she has had to make a offer of 40 a month and this was acepted....the ppi and gap insurance that was taken out i have reclaimed all that for her and the dealership that set it up admited she was miss sold. blackhorse had taken out the court thing against her and she had already sent off the offer b4 i knew so i couldent stop it..the court has wrote back to her saying the judgement is against her and that blackhorse have accepted this 40 a month offer,,,,where will this leave her regarding claiming about charges?