Hi I need some help. I want to claim my charges from my HSBC CC and from my bank account. Both closed and in the hands of debt collection bullies FV-1... I don't know where to start for the address to request the statements though, can someone show me where they are or post then here please? I would also appreciate any advice on how to handle the situation I am in with FV-1 over the CC. It has gone back and forth via the court till the court agreed my offer of repayment. I was about to make first payment and FV-1 put it back to the court and said they don't agree with my income/expenditure. This is meaning that I must go to court and prove them. I suffer with bad blood pressure and couldn't cope with the stress of that, bad enough just getting the letter. Is there any way to stop this happening other than paying all that is owing... of which at least half is made up of CC charges... I owe less than £1,000. The court date is April 15th... Anything anyone can do to help would be appreciated. Pete