Had visit today from HCE -whilst I was out -at family. I rang the lady -very nice and very polite. She has been informed by NFH solicitor that I did not attend the hearing and the set aside application was refused -therefore she is requesting full payment. She has also had NFH on the phone requesting that I pay in full, has told them that I have a new car and that I have been away three times this year. I laughed, and said that I have been stopping with family and this is the sort of people I am dealing with -I stop with family and imemdiately they say I have gone on holiday. I asked her why I had not received a breakdown of costs, but she was not aware that I have written twice, she requested a copy of the letter stating the eharing is 21st December. She is going to let me have a breakdown of costs, I explained I am with family due to ill health -which she and the solicitor was aware of (although he now refuses to acknowledge this), and the fact that I am going to the law society as I am being harassed by neighbours solicitor stating they have full access on my property -which they don't and making various threats, and the fact that he is saying he had no knowledge of my medical condition -when he is aware and I have proof of letters etc. The lady is now going to ask NFH solicitor for eveidnece of the hearing on 2nd November. I told her I had been to my property on Sunday and the behaviour from neighbour was horrendous, language was appalling and they started to harass as I have one dozen roses in two vases -which I had bought me for my birthday. Mrs NFH has been bawling and shouting and their language has been disgusting, and every other word had been fxxxin, he started shouting -clearly they are jeaolus and hence the reason for ringing high court company. I also reminded her of my health, stomach condition, anti depressants, and another hospital ref from todays visit to GP -which is urgent-I am worried to death and they are driving me away. She informed me they were out when she came and tehrefore I was pleased in a way as they cannot shout anything to me about ehr visit. Please, help-what can I do about the hearing -which I knew nothing about. Why should I have abuse everytime I visit my own home -through their drinking. Anybody know whay costs I should have to pay -to ensure theya re correct when I get breakdown-cannot believe rumours from NFH -telling the company i have had three holidays -if Ionly i was well enough.

Many thanks for the reply and link. No post from the court and wont tell me anything on the phone -so don't know yet if they ahd the eharing last week -to set a side or not. So fed up, not slept for weeks, depressed and everything else.

Thanks for your reply. The solicitor asked for a reply within seven days to his letter, failing this he willpursue an attachment of earnings, appoint bailiffs or take a charge on my property. This is my argument -I replied in two days, and advised him of the position -ie court still delaing with the case. I am awaiting letter from the court -but as i said -the solicitor is implying the 'set a side' hearing was last week -and I knew nothing about it -have to wait for reply from the court. Yes the company is called High Court Enforcement and the logo is HCE -I cannot find any info about them, they are aware of my illness etc -as is the solicitor -who is now denying the fact he knew anything about it. Solicitor has sent another letter saying I must pay £297 -for the fees last week at the hearing-which I don't know anything about, failing to do so and will start enfocement action. The previous letter said the solicitor wanted a reply in seven days -no mention that I must pay in the 7 days etc-hence the reason I am annoyed -I am pretty cautious and had he said payment in 7 days -would have borrowed -or done something to get it-but he said a reply. Do you know anything about HCE -I cannot find info re charges, if they are certificated etc. They have also igniored my request for a breakdown of fees etc.

Please -can anybody advise me. Still no reply from bailiff company -over two weeks since I asked for a breakdown -only assume they will be charging interest daily -until I receive a breakdown. Rang teh court -to ask if a hearing went ahead last week-they could not tell me, so have written (recorded) to them. If the hearing went ahead-without me even knowing, how can i be charged with the costs from nfh solicitor -I would have attended if I had known obviously. As far as i had heard it was 21st December -per phone and letter, and they cannot tell me anything re stay of execution. What should I do now- with bailiff company -worried that interest and fees are increasing although they won't supply me with any info-mum has offered to pay the amount due-but feel that i should have a breakdown prior to payment -as previously stated the costs increased by almost £1000 - for them to take the debt on?? Please advise me if anybody can.

Rang the court for details of the hearing which was held last week -would provide no details. I have written to the court to ask about the eharing which was last week???(per nfh solicitor), and teh fact that I was not informed about teh heairng. Asked about teh application for 'stay of execution' and again, can tell me nothing - so included all in a letter. I am really fed up -how can I be charged £297.00 -by NFH solicitor for a hearing -I knew nothing about, and why has the hearing been brought forward to 2nd Nov -from 21st Dec - when I have not been informed. Still not happy about charges -but no bvreakdown from the bailiff company -and two weeks have passed. Anybody able to advise me -re above charges etc, and also what I should no be doing -just seem to be increasing costs and not getting any information -still cannot even get a breakdown on costs from bailiffs. Please any advice, assistance will help me at this worrying time, in addition to my ill health.

Thanks for your reply, sorry there has been no update -but owing to ill helath have had to stop with family this last week -returned home today, and my mum has come with me. She is very concerned for my health -so low/depressed etc, plus the stomach issue. Arrived homw to have two letters from NFH solicitor. The first letter dated -31st October informing me that my case would not be set aside -as per my application, and the second letter dated 3rd November -stating that my application was unsuccessful and that I must pay £297.00 -to the solicitor within 14 days to prevent enforcement action on this amount. He has also stated that enforcement action has commenced again in respect of the £4600 -???. I have received nothing from the court, adn the notification stated that the hearing is 21st December -and this was also confirmed on the phone with the court. I am now even more unhappy, so low, fed up, and don't know which way to turn -as the costs are increasing rapidly and I know nothing about the hearings/etc -but get informed that I must pay costs. I am going to dispute these costs -but don't know who to write to -assume the senior partner ??, I have written to the HCEO, for a breakdown of costs, I know I am legally entitled to a breakdown -but the solicitor has refused and I have received nothing from the HCEO. Who do I write to now? if I cannot get any furtehr information from anyone. I have also informed the HCEO- that the debt was in dispute, and the solicitor was incorrect to appoint a bailiff -as this is illegal, also the fact that the solicitor has refused to let me have a breakdown of costs -and again I know I am legally entitled to this. I suspect that I will ring the court on Monday -but please can anybody help me/advise me further as I will not accept the costs which are increasing by £297.00 - per the solicitor. The solicitor has also stated his client has access on my proeprty for repairs -this is not correct and is the cause of their behaviour -and reason for my initial injunction. The only rest I can get is by going to family -as lat week -otehrwise the neighbours four dogs are let out prior to 7am -they go berserck, then they are left in a small conservatory for 8+ hours on at least four days a week -when the NFH go out drinking for the day. I can get no rest at all from NFH -yet I live in a rural area -I get more peace at my mums house -which is on a housing estate. Please, help me, I am at the end of my tether-health is really poor, and family are all concerned , how can a hearing take place -I get charged for NFH solicitor and yet i am not informed. Please help me, tell me what I should do now -don't know hwat to do and so fed up. Feel like making a complaint to the solicitor-but don't know how I go about getting details re bailiff -on costs etc. Still feel that the costs charged are not corrcet -but again, don't know what I should do about them.

Hi, Thanks for replies. The following charge has been added:- £815.82 -for transfer of debt -from solicitor to HCEO - assume it included court fees but don't know what £50.00 arrangement fee 2% transaction fee for debit card payments 4% fee for credit card payments interest daily -but no rate. Have requested a full breakdown of costs -but nothing has been received, no suprise really as the solicitor refused to let me have a breakdown of his costs. He said that I would incur charges if he had to produce a breakdown of fees - despite being entitled to them -he totally refused. My main concerns now are the costs which I am aware are being added now, no doubt otehrs will get added. Never heard of an arrangement fee costs? are these allowable. Please anybody who can assist me, thanks

Sorry -no update, have been ill all week. Does anybody know where I can find a schedule of bailiff /high court enforcement charges? My mum is really concerned for my health at present, and although the hearing has come through for dec -still awaiting the other application. She has said about paying off the £3582.8-which was the original debt, and then to argue the charges. She has been informed there are several issues_ )my solicitor informed me that he would appoint bailiffs -if i failed to respond in 7 days -but i replied in 2 2) was not informed that bailiffs had been appointed, and no letetr from them before they visited 3)the debt was disputed -with the solicitor and it is illegal for a solicitor to appointment someone to collect a disputed debt 4)no breakdwon of fee received -dspite my request-they are legally obliged to supply this 5)She has been advised that they cannot charge -admin fees -?don't know Any body have ideas in respect of charges etc, or furtehr advcie in respect of ehr suggestion

Thanks, I thought it would do, just thought I would have it confirmed, as the company are stating daily interest and also charges for debit /credit card transactions - (4%)which I know they cannot charge anyway by law. Will push the court next week, have appointment with cab next tuesday and this is near to the court. I might call in if I don't have any joy from them on monday-but assume they won't really tell me much face to face -never done it, but will try. Obviously, a lot to be learn't in this position, doing research etc -but not being in good health is preventing me a lot as I cannot concentrate etc.

I have just read a thread, that bailiffs cannot charge interest unless I have signed a credit agreement, in which case I have signed nothing -does anybody have any furtehr advice -or am I mistaken.

The HCEO are isnististing i make payment next week, and tehy are requesting my bank details. I am not going to be forthcoming with the bank details though, I will make a transfer myself if need be. The interest is worrying me -they say daily -but have not given a rate, also say an admin charge has been added etc. Does interest accrue even if a stay of execution is granted?? Any know please?

Many thanks for your advice again. Form completed and delivered, got proof of delivery and stated it was urgent and that was it. Will ring Monday ish for an update to see if anything is happening. Rang lady from HCEO, infomred her of the set aside, and she asked about stay of execution-but told her I didn't know until I have a letter , but informed her I would take application today anyway to apply. The letter from the court-will probably arrive saturday as they always post 2nd class anyway. Info from HCEO-stating payment to be made next week, then they want my bank details to set up SO, which I am very reluctant to give -would prefer to do the transfer myself rather than giving bank details. Is it correct that the interest on the amount of £4400.00 will be accruing now on a daily basis-this is what I have been told. What if a stay of execution is given, where do I stand then with the interest? Also , they are insisting next weeks payment is made either debit or credit card -incurring either 2% or 4% charges, in addition to this, the balance of the debt has been increased by a further £50.00 admin fee. Ridiculous. cannot believe what they are like. Anybody know about interest if teh stay of execution is granted? Any other infor which may assist me please.

Thanks for your reply. Have just rung the court -as I am so upset etc, and they have confirmed that the case has been listed for a hearing on 21st December, in reply to previous N244 -to have the case set aside. Am I now right in thinking that the enforcement company cannot do anything at all until after that hearing. Assume, I will have to take all GP records, letters, etc with me, plus evidence that I responded to solicitor etc. Can anybody advise me how best to prepare for it. I know I have two months, but would like to be able to do notes/set up a file etc and then try and 'switch off' for a few weeks, as it is seriously affecting my health. Just hope I am up to a court appearance -far from it at the moment. Assume, I still need to file the other N244 ? Anybody advise me? Also, upon completeing the statement of income and expenditure statement -it stated that payments would comemnce at the end of the month. When I spoke to her on the phone last week -she insisted I filled it in-and tehreforeI entered £50.00 which was more than reasonable on the account -but should I make these payaments from end of oct -or best to wait till dec now?? Please help/advise.

Waht I have failed to mention-not sure if it makes any difference -is that the notice of action was from a company -who act as bailiffs, and not the court. Originally I thought it was the high court -but was mistaken as this is the company, and the court are not aware of them acting -or at least they weren't last week when I spoke to the court.

Yes, but many thanks for your time and offer. Any advice on one further query:- I could in fact pay the HCEO fees, but feel that the solicitor has not adhered to his terms and conditions: If no response is received to this letter in seven days, they I will take further action. I did reply, have proof of the reply and therefore feel that the solicitor is wrong to proceed, when I had sent him a reply stating that the court were dealing with the issue. He is also aware of my health and has clearly ignored this factor. Not sure on the legal implications. Have asked various sources, and all have said that the solicitor has breached his terms-but not sure on legislation. Also, the letter received from Bailiffs states they can take goods in my absence -having undertaken research understand that they cannot do this on their first visit-or gain entry. Hoping to post N244 today, and will ring court tomorrow for an update. Another night of being awake, visited gp on monday and he is willing to write up a statement. Medication was increased to max dosages, currently include numerous painkillers, anti-depressants. etc, resulting in 16 tablets aday. Very certain that I will fall into vulnerable or disability category due to long term illnesses. Will send details to HCEO, to update her on my status, clearly the solicitor has not updated them and has ignored this.

Thanks you very much, for your time, advice and support -very much appreciate this. Will complete the form and post tomorrow. Thanks again.

Thanks for that. Have tried a couple of searches, but I am willing to wait , no problem. Many thanks for all yoru advice and support, which I am very appreciateive of.

Apologies for previous duplication. Just completing N244 re HCEO and have a couple of queries:- Do I assume the case reference is teh same as with my neighbour ?? or will it be a new one. Is a 'stay of execution' the only action against HCEO fees -as I am thinking they could make me pay over a few months -can they be set aside?? Don't know too much in the legal system, did coevr little law some 20+ years ago for my accountancy exams- but so out of date now. Can anyone please advise me and help me to complete the N244 - details, I had no issues with teh other one, just queries with this being gainst HCEO. Please assist if posisble.

Many thanks for advice and support. Not heard anything yet, but currently completing N244 -gainst HCEO-as advised. Will send another fee remission etc, as previously, and await replies. Still in panic mood-and scared incase bailiffs call gain, but under strict instructions not to allow them in All doors windows are closed, but nowehre to park car -it is on my drive. I have reseracehed health info, and apepar to fall into vulnerable -due to health (severe pelvic pains, back problem, and on anti-depressants) these3 are all muchly long term. Hoping this will protect me as well -although neighbours solicitor has not taken anything into account. Still so annoyed I replied to solicitor -as he stated and he has proceeded with bailiffs, could understand if I hadn't replied. Why hasn't re liased with the court -who were sending n244 -etc -to me. So fed up. don't know where to turn.

Many thanks for your reply. Will send all hospital and GP report to high court enforcemnt company. Originally I thought the officer was appointed by the court -I was confused, and then realised the company was a national company which could be employed to collect debts etc. Just a little confusing I think due to their name. The judgement was made following a hearing and letter which had been submitted by my neighbours stating I had not objected to costs. I have objected several times to court and solicitor and have requested a breakdown of costs -whiah I know I am legally entitled to -but solicitor refuses. I am then confused by the court writing and saying that I could apply to have the order set aside -at the same time as the solicitor sent a letter informing me I had seven days to reply. The solicitor being aware that the court was still communicationg, then proceeds with bailiffs -just seems confusing that he has doen this unaware to the court knowing. I thought that the court had to be made aware of this -as they normally are open and fair, could this go against the solicitor -as clearly the court are communicating-and clearly will be reviewing my application this week. Does it sound reasonable that I will accept liability for costs to 5th April -when I adjourned the case, but solicitor continued to work on case for neighbour-thereby incurring costs, hence the reason I have asked for a breakdown -but he refuses, thought I was cevered by consumerlaw. I know solicitors will recover costs for officers, but I really didn't think the solicitor would appoint them so soon with the court acting-I assume I will have to pay these additional costs? I have always replied to the solicitor and would like to make you aware of this, as it appears that you may not have been aware. When the solicitor gave me seven days -I replied in two -therefore fulfilling his terms.

Many thanks for your reply. Will send all hospital and GP report to high court enforcemnt company. Originally I thought the officer was appointed by the court -I was confused, and then realised the company was a national company which could be employed to collect debts etc. Just a little confusing I think due to their name. The judgement was made following a hearing and letter which had been submitted by my neighbours stating I had not objected to costs. I have objected several times to court and solicitor and have requested a breakdown of costs -whiah I know I am legally entitled to -but solicitor refuses. I am then confused by the court writing and saying that I could apply to have the order set aside -at the same time as the solicitor sent a letter informing me I had seven days to reply. The solicitor being aware that the court was still communicationg, then proceeds with bailiffs -just seems confusing that he has doen this unaware to the court knowing. I thought that the court had to be made aware of this -as they normally are open and fair, could this go against the solicitor -as clearly the court are communicating-and clearly will be reviewing my application this week. Does it sound reasonable that I will accept liability for costs to 5th April -when I adjourned the case, but solicitor continued to work on case for neighbour-thereby incurring costs, hence the reason I have asked for a breakdown -but he refuses, thought I was cevered by consumerlaw. I know solicitors will recover costs for officers, but I really didn't think the solicitor would appoint them so soon with the court acting-I assume I will have to pay these additional costs?

Many thanks for your advice. Have been to GP today, broke down in tears -told him the issue, and immediately increased my medication. Now on 16 tablets a day -to control pain, anti-depressents etc and a monthly hormone injection. Also said he is prepared to do a further updated report for enforcement company if needed, I am sending copy of all hospital letters and previous GP report to enforcement company -have previously sent everything to the court, NFH solicitor anyway. The main issues I do have are -breach of article 6 - My right to a fair trial -as the court and nfh solicitor insisted the hearing went ahead in my absence-when I had hospital appointment. The otehr factor which I cannot find any info on-is teh fact the solicitor has appointed the bailiffs even though I fulfilled the criteris in his letter -I replied in two days, and he stated i had seven days. I cannot establish if he can do this, I realise it is not professional, and likewise everyone has agreed -but not sure what law/rule would have been broken. Anybody any advice in this -if a solicitor states-if no reply is received in seven days -then the bailiffs will be contacted or a charge made on my property -I sent reply which he received in two days -and still he has appointed the bailiffs and also charged around £900 -in costs for thsi. Please, any advice or suggestions where i can find info would be apprciated. Jut so fed up/low, in pain every day, depressed, just cannot relax-incase the bailiffs call again. Please help me.

Last year I started a case against my NFH -and applied to an injunction, as the NFH was informing me he was going to erect scaffold on my drive -to have his roof repaired. Thereby stopping me any access on my drive -he has no permisison to come onto my property following years of problems. In March, I started to be ill, and on 31st March received a letter for court hearing in May. I wrote to NFH solicitors and the court, and included copy of my hospital letter confirming I had an appointment the same date as the court hearing and informing them that I would not be proceeding due to my health. I had several letters from NFH solicitors insisting that I attend the hearing, I rang the court several times and each time they told me the hearing would go ahead. I went the hospital, and had a medical report and sent to the court to confirm issues. I heard nothing, for months, then a letter came saying that I must pay the court and solicitor fees up to July, as the solicitor proceeded with the case, and the court eharing went ahead. I sent a letter to object to the costs, to the solicitor and the court as I would accept liability till I sent the letter on 5th April-but did not see how I could be liable thereafter. The court wrote and again requested GP report -this was sent to them. In Sepetember, received letter saying I had an order of £3592 against me -as the NFH had written to the court and I had made no objections to costs. I wrote to the court and stated I had objected and the next day a letter came from their solicitor. This stated I have to pay £3592, and if I don't reply in seven days he would -inform bailiffs, or take a charge on my property. I immediately replied -and he received the letter two days letter (prrof of postage obtained), and in the meantime I had a letter from the courts, informing me to file an N244 -to have the application set aside. This was returned to the court together with EX160 -as I am only at work three days -if possible due to my health issues. The court returned all forms as the EX160 had been updated, I completed and sent straight back-last Monday. Tuesday, I had a note from High Enforcement -take formal notice, stating that they had come for goods/etc for a debt of £4400. I rang the court on Friday and they confirmed receipt of N244 -and told me I will hear something by end of next week, I also rang the High Court Enforement company and informed them that I had filed an N244. I am worried to death, ill health, possible another major operation in next few months (for severe endometriosis), I really don't know what to do. The costs have increased by anothr £900-I assume for the officer to visit, I am disgusted that the solicitor stated if he did not receive a reply in 7 days then he would take action, my letter was posted the next day and he received it the following-I have proof -therefore in two days and yet he has gone ahead with the bailiffs. To me, I don't think this is the correct approach by a solicitor, is it legal? In the reply, I informed him that I was still having correspondence from the court and that I would settle an amount once the court had dealt with it. What I am worried of is, if they break into my house?, I am on 'pins' all day long incase anybody calls. When I spoke to the company last friday, she accepted the fact That I had filed an n244-and also the fact that that I have serious health issues. If I'd have known I was going to be ill, clealry, I wouldn't have started the case-the company did his roof, and damaged my drive in the meantime -with no permisison anyway -but thats bye the bye. My concenrn is this company, and the solicitor. Can anybody say if he has acted correctly-within legal rules? The court were not aware of the notice and tehrefore solicitor has gone ahead and done this himself. How can they say the costs have increased another £900+when the solicitor didn't liase with the court to see what they were doing. I understand that My right to a fair trial -is a breach of article 6 -as they went ahead with the hearing in May -and awarded me the costs -knowing and having the evidence of my hospital appointment. The GP also sent report and confirmation. I have heard that I could also be covered within the disability discrimination act-as my illness is affecting my daily activities -6lots of medication daily, and monthly injections, then anti-depressents as well. I ahd an issue with not sleeping, prior to this week -now it is much worse -4 hours a night if I am lucky Go to GP again tomorrow. Any help, advise, please will be appreciated.

Update. Letter from MD -not happy. He has stated that although I have had advice, he is aware I have intended to take action against company all along. He has not sent me a termination notice -asks me what it is, no statement -reasons for dismissal. Not pating overtime -he told me not to undertake overtime and states that it was lawful. I am not happy, tone of the letter is disgusting, I have received a phone call from works director today -to see if he could deal with issues and quicken them up. MD away on business till tomorrow-then he is having friday off -as he always does after a trip as he is tired with travelling. Works director asked why it was going on so long-I informed him twelve months this week, informed him not happy my requests for info are all being ignored. Told him not happy about overtime and also considering a claim for discrimination-he stated he has kept out of it incase he is needed at tribunal level. He would not really comment-although he said that he doesn't know what works director told me origninally-this is when he told me he wished to reduce my hours to 15 hours to allowme two days for hospital and gp appointments-which everybody has told me is discrimination. Works director asked me how I was etc, stated that they would make claim for unum-he was also not happy about the time it has dragged on-told me to email him if anymore issues. I also told him it took MD over three weeks to reply to letters -and then I have three/four days, and the fact that MD is stating he has never received letters and yet I have his letter confirming receipt-he was speechless. I have always got on with the works director and he also 'slated' the md. I cannot beleive an MD -does not know what a termination notice is -works director asked me-so I told him and suggested he rung his solicitor if he didn't know-it is a standard document. I have nothing yet to say I am being made redundant, dates of notice period etc-for DWP, all I have is an email stating my employment is being terminated on 12th September. I am still considering an ET1claim for overtime and discrimination-anybody have any ideas or suggestions. The original letter is a proposal to cut my hours -36.5- to 15, due to health issues and his proposal to take on a junior. This is after I was diagnosed with severe endometriosis and told I may need an hysterectomy in the future. Please advise will be appreciated.

Update. Despite my request for a copy of the amendment to my terms and conditions -MD still adamant that I was verbally informed in feb 2009, not to undertake overtime-he also states that HR can recall the conversation taking place. Typical-HR has been absolutely crxp all along, she told me I was made from strong stuff and that I could deal with it-she has given me no advice etc, even had to ask twice for copy procedures etc. Also I requested a written statement-requesting reason for dismissal-which again he has ignored. I udnerstand legally you are entitled to infor under employment rights act -and that employer cannot refuse. I had an amount credited to my bank last week -again, no suprise no payslip or details etc. I really am totally fed up, no update on UNUM. I am just fed up that my requests for information are being ignored, also I am aware of the time schedule for claims -3mnths etc, and therefore feel I am getting nowhwere. I am disgusted having worked there 12 years and then he decides not to pay my overtime to me-I am not that stupid to do overtime if i was told not to-the fact is-this discussion never took place. I still have all my hours recorded in my diary-it was in fact in August 2009 when he told me to go in from 7am-being later, and not to make up time for hospital appointments etc-nothing happened in FEB. How can I prove this and pursue it-it is almost £500.00-and I am really pixxed off by him now. The written statement for reasons for dismissal -do I make another request? Do I just instigate an ET1 claim. Has anybody pursued their own claim -ET1, is it difficult to complete forms etc-should I appoiint a solicitor. Please help and advice will be appreciated.