I seem to be in a similar situation to this, where i TOO was fresh out of university, where i set u p a LTD company, and took out a loan (WITH A DG). Six months later, i was admitted to hospital where i was for Five months, and in this time, the company strugglled to trade obviosly as i was the sole employee, and we suffered lack of orders. I was wondering CHARLIE if your son had any luck with his proposal to HSBC? Or if anyone else has any advice