well done mate, I keep checking my account but as yet my refund hasn't gone in. My final letter from them was dated April 1st - I'm just wondering how much longer I have to wait..

Thanks for this info so far Gaz, its been really helpful - no doubt some of you have probably already been to Advents website today and seen the notice advising us to contact Hitachi and to check section 75 of the consumer credit act. Suggests some of us may be okay so fingers crossed... I haven't spoken to them yet but I'm a bit worried as I can't seem to find my original agreement with the t&c's on anywhere - all I have is the initial welcome letter with my bank/payment details and agreement ID number etc. I signed up in Sept 07 with a 4.7k loan, if anyone else signed up using Hitachi around this time I'd be grateful if you could let me know if the CCA74 is mentioned in the terms.