Thanks for the advice Bazooka.

Well i checked my credit and there no anomalies and my credit rating is solid!! What next - ignore???

Do they all have different information?

Who would you say is best for getting credit report from?

Just got letter purporting to be from Barclaycard saying they have handed over my debt to 1st Credit. It states all payment be made to them. Address on letter is Barclaycard House, Norwich Way, Liverpool, L32 8UY. Dodgy??

Thanks Lilly. Very helpful indeed. Thanks everyone else. Will update when/if i get feedback.

Thanks guys. Even though i am confident in my financial history with Sky, it still has me worried. I was wondering if someone had stolen my identity/card details and racked up debt but that still doesn't make sense as Sky/Barclaycard would be chasing that debt, they wouldn't just pass it on to 1st Credit without first spending months/years getting me to pay and iv'e had nothing from them!!!

Received a letter today from 1st Credit chasing a hefty debt passed to them apparently by SkyCard. Sky Card was satellite company Sky's credit card ran by Barclaycard. Late last year they dissolved Sky Card and transferred all customers over to Barclaycard. All outstanding debts would simply transfer across. At the time i had £0 debt with Sky Card and had not used it for 6 months. I have never used the Barclaycard since they sent it. Just called Barclaycard who confirmed i have nothing on my account and didn't on Sky Card. What should i do??