Hi We took out a Welcome Car loan nearly 4 years ago. We got into difficulty with it, but paid over the monthly payment to try and catch up. We hadnt paid anything since last October as I asked for a direct debit to be sent (which I sent back). I phoned them in January as nothing had been paid and they hadnt contacted me, they said that I am being transfered to a debt recovery Company. We have now received a Final Demand from Lewis Debt Recovery asking for £7024.52!! Can anybody please advise what I do now, as I dont want my car taken back, even if it is a Welcome Finance Car!! Many Thanks

Hi I hope somebody can help me, I took out a provvy loan and after visiting the local CAB for help with my debts, they stopped sending round my agent and that is the last ive heard from them (even see my agent in town and asked her to call but she said she wasnt allowed) I have now received a letter from CK Edrupt solicitors asking for payment in full of £814.35 or £129.59 and weekly payments of £6.46. Neither of which I can afford the lump sum payments. Please can anyone advise me on what to do next? Regards asm1970