Hello, Ive had a few emails to notify me about uipdates to this thread and i just thought i would share the outcome with you. After a lot of letters back and forth between myself and TFS not to mention i hid the car so they couldnt find it tfs finally backed down and agreed that if my partner payed all sums outstanding including the fees from the repossesion agent she could keep the car. Not everyone will agree but after carefully discussing it between us we decided that this would be the best course of action to take in our circumstance Regards Mark

Hello I was wondering if anybody can give me any advice on a matter regarding my partners car. Ill try and keep it short because the full story is quite long and boring but basically my partner has missed what was 3 now 4 payments on her car. She has recieved no letters due to moving house a number of times and the first she heard there were problems was when one of their 'agents' turned up at her parents looking to repossess the vehicle. She called them as soon as possible to try and sort it out and bring the arrears upto date in full. One of their supervisors who we both spoke to was both very agressive and intimidating and basically said the agreement has been terminated and basically let them pick the car up or repay the outstanding in full. They were not going to take any further payments and are not prepared to reactivate the agreement I wrote a letter to the company for my partner complaining about the way she has been treated and the upset it caused her and offereing once again to pay the arrears in full. I recieved a letter back today basically outlining payment that had been missed and collected on the second or third attempt then saying that its her responsibility to change address etc and that once again they are not prepared to change their decision to repossess the vehicle. And I quote "Please therefore contact Midland Recovery Ltd on 01********* to arrange the return of the vehicle or we will have no alternative but to consider reporting this matter to the police and/or issuing legal proceedings. In line with out regulator's guidelines, I am requird to inform you that this letter represents our final stance on this matter, and I do hope it provides you with a satusfactory explanation" If anyone can offer any advice on this matter it would be greatly appreciated. Regards Mark