hi not sure if in the right place, but here gos my daughters flat got broken in to and the tv etc she got from perfect homes was stolen,she went to the ehop with the details from the police and to cut a long long story short was told as she was late paying by 3 days(they were informed before hand this would be the case and told her that it was ok) she wasnt insured and now still has to pay for a tv she hasnt got! but i have been looking around and have found these so called insurances are worthless any way....can some one help me? and as they are onlt hired out till you buy arnt they insured for this sort of loss?