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soti

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Everything posted by soti

  1. she's getting there didn't realise how much it knocked you out. The claimant provided me with the credit agreemnt and default notice which are attached up the page neither of these are compliant. so i went to have the case struck out this request was not received by the court. So the claimant had my case struck out for not submitting a defence with in the 14 days , this was granted to them. i think it is up to me to inform the judge that the claimant did not comply with the court action. Juudgement against me has been awarded no further action has started about a CO , although they said they will go for it. so i just need to fill out my witness statement but am at a loss what to exactly right as i it has been explained in section 3 . thank you
  2. sorry the attachment was blank n244e1.pdf
  3. Sorry for the delay in getting back to you , my daughter has been in Hospital with glandualr fever. I am submitting my N244 to get the claim struck out but i am not 100% sure what to write in the witness statement. Any advice would be really apprecited. do i just repeat what i worte in section 3 ? Many thanks. n244_e.pdf
  4. The CPR Request was sent when the claim came . The POC is attached along with the genral form of judgement. i am going to fill in the N244 to get it set aside that with in the 14 days of receiving what they sent me i filled i filled in a N244 to get the case struck on the grounds that the agreement they sent me failed to comply with 1 a of the judgement . and ditto the the DN for 1b just need to find the right legal phrases . so i am going to have another search on here. i prreciate you are not legally trained and your help is appreciated. poc.pdf order.pdf
  5. no i was not told to pay an amount each month, i recived the judgement last wednesday , The judgement was made on the 30th December 2009 and i had to be the full amount no latter than the 30th December 2009 .So i had to pay in full before i had even received notification of the judgement. do i have to phone the court or can i down load the N244 for and deliver it by hand ? Soti .
  6. Last payment was 5 years ago , as per a screen print they sent apparently it was defaulted 19/12/2005 the arrears as per a staement i have for 31/08/05 are £410.55 they also charge £15 per arrears letter. They have not actually made an application for a charging order on the house , they said if i do not pay they will start action. so where do i go from here? , form all the reading i have done i need to get the judgement set aside. for the first time in days i do not have the sickly knot in my stomach , thanks again .
  7. i do not have the original default notice never eceived one and they do not have th3e original. There are two seperate loans i did date and sign the agreement they didn't there is APr on there. the agreements were taken out in march and Decmeber 1998 . the original is just as hard to read. and thanks again for taking the time to look over this
  8. Hi Em i have enclosed a copy of what i was sent , i cant even read the credit agreement , as for proof of postage i do not have any . i'm supposed to make payment today or they are putting in a request to secure a the debt against my house , i just dont know what the next step is ? creditagreement.pdf
  9. Thank you so much for your quick reply just knowing someone is listening is there , i really am not on talking terms with my ex partner , i' m in the process of getting an injunction against him. i will try and and be more specific from the paper work i have after i got the Claim her sent of a CPR 31.14 Request. Then he filled a Allocation questionaire and with that is draft orfer for directions requesting all the information i mentioned earlier ,then from the dates the General form of jusdgement requesting all of that to be provided is next. they sent all the information except the original defaul notice just a template of one , and a really poor copy of my agreement , he then said he would send of a n244 to get it struck out , the court tell me they never received it , i really dont know if he sent it , the nest thing i have is the judgement against , the company is drydens . from the sticky above from what i can understand i can fill out a N244 and request the judgement be set aside on the grounds that i sent in a n244 to get Drydens claim get struck out , if that makes sense ? thank you so much for you reply
  10. I have been told you guys may be my last hope , i split up with my long term long boyfriend beofre just before christmas.i have had in the past enourmous problems with unsecured debt , and he was helping me through it all claiming back my bank and credit card charges and protection insurance. i had a creditor for a loan start couny court proceedings against me , my ex put in a request for the original loan agreement , copy of the default notice and notice of assignment and copy statements. We got a General order of judgement or order which made the claimant to provide all of the above with in 14 days and if they did i would submit a amended defence . this is when i finished with my ex finished with me , he told me he requested the case to thrown out as they did not provide a copy of the original defaul notice and the credit agreement didnot have everything it should in it (i'm sorry this phrased so unlegal i really do not no what i am talking about ). 4 days ago i recieved jusdgement against me , i phoned the court and they said and ammended defence was not recieved nor a N244 to have there case struck out . what can i do i can do ? i have been told i have to pay nearly £4000 pounds today or they will put a charging order on my house and make me sell it , i am so desperate i do not no what to do i have a young child and the stress is killing me . i have tried to read as many threads as i could before posting but just dont understand half of what is in them , i was with my ex for 13 years it wasn't as though i was being silly letting him handel this i trusted him and he abused that in more ways than one , i've tried googling for legal advice but all that comes up are companies that want £400 up front to get my credit agreement cancelled and i cant even afford that . if any one can give me any help it would mean so much , i tried the CAB and they were no help at all . sorry this is so long
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