Thanks again for your comments, I have ignored my Debt Management Company's wishes for me to fill in the admittance forms, so i am now dependent on you guys helping me out all the way to court:) Fingers crossed! So i have just acknowledged the court paperwork and have stated that i wish to defand all! hope this was the correct thing to do. The CPR31 will be sent out monday morning, first thing to CL fianance recoreded/signed for next day delivery. What should i expect to receive back and what happens from there?

And yes i had a notice of assignment from cohen solicitors yesterday, dated 8th January 2010, which is just 2 days after CL finance took over the debt??

Who do i send the CPR31 letter to? The court? CL finance or my DM? sorry i just read i need to send the CPR31 to cl finance

Thanks alot gh2008 and ScarletPimpernel, Ur help really is appreciated. gh2008, here are the details as requested. Date of the N1 form - 11 Jan 2010 Claimant - CL finance Ltd R.O. Kingston House Centre 27 business park Woodhead road Birstall, batley wf179td Particulars of claim - The claimants claim is for the sum of £605 being monies due from the defendant to the claimant under a regulated agreement between the defendant and santander cards uk ltd under ref number ********** and assigned to the claimant on the 6th january 2010 notice of which has been given to the defendant. The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served upon defendant pursuant to section 87 (1) of the consumer credit act 1974. Pursuant to clause 7 of the agreement, the claimant also claims contractual interest at a rate of 22.320% per annum from the date of these proceedings to the date of judgement, or sooner payment at a daily rate of 0.46. So in total they want £605, plus a court fee of £55 plus solicitors fee of £70. totalling £730. My debt management company has said that i need to fill the N1 in, the admittance form, my personal details and send it to them so that they can fill in the financial side of it. Should i do this? I wanted to defend against the ccj as i had been told in statements that all my creditors were being paid and wasnt told of any problems over the last four months by my DM. Thanks again for ur help!

Hi Everyone, Hope someone can help, I'm extremely worried at the moment due to my financial situation. I thought i was getting back on track in September last year by signing up to Chase Saunders Debt Management Company (DM from now on). I have been paying them £150 since Septmember 2009. I thought everything was running smoothly, however i have now been issued a CCJ claim form from Northampton Court regarding CL Finance and one of my Santander card accounts. I told my DM that i had received this and asked what the hell was going on as i had received emailed statments that all my creditors had been paid on a monthly basis. He said that he would speak to CL finance and try to put my account on hold. 1)Do I still need to reply to this claim form? 2)What are the chances of my DM agreeing payment with CL finance? 3)Can this CCJ be stopped before I have to go to court? Any Advice/Help is greatly appreciated, I'm worried sick now. Hope someone can help Thanks, Tony