Hi, I am in a similar (albeit slightly different) situation - I am also in living in Slovakia and have some credit cards still registered to my old address in the UK. I sold the house last year and thought I would be able to cover the card balances with the sale, this did not happen sadly. My wage doesn't exactly allow me to pay off the minimum payments and it is beginning to get me into a bit of a pickle! I do want to sort it out but don't know what to do, since I no longer have an addy in the UK and no one I know is willing to accept my cards at their addresses due to the possibility of affecting their credit ratings. So my question is... how to I approach these credit card companies and what do I tell them? I am nervous about this and don't want to do a runner as I feel it will only catch up with me as I am still in the EU... Help! Thanks very much guys! Tin