Reread My Post. Sorry, Didnt Make Clear I Had Requested My Account And Joint Account In My Original Letteras Well As Credit Card!

Had Statement Back Today Only Problem Is Only Sent Back Statement For Credit Card With A Letter Which Implied That They Had Done What I Ask! Called In To Call Centre To See If Others Were On Way Got Sent Into A Telephonic Abyss!! After A Major Tantrum. Gave Up And Called Into Branch Who Basically Looked Down Their Nose And Gave Me Cust Care Number! Like They Really Care!!!! Thing Is Do I Need To Right To Them Again And If So Does The 40 Days Start Again?

had letter from hsbc with £10 cheque returned, will be sending statements asap. will keep cheque and send it with hubby dpa letters to hsbc lol.

they maybe robbing peter to pay paul by changing the interest rate and as a long time cust it not fair or right and doesnt make them big. But, isnt the charges being reduced (although not enough) at least pointing in the right direction. also if one is starting to do it maybe others will follow. and as this site is showing the people do have a voice and can use it.. If they change one thing.............

didnt quite know where to put this as so here it is just had a automated letter from barclaycard stateing default charges will reduce as follows: £12 if you do not make at least min payment by due date 12, if you exceed credit limit, 12 if, dd cheque or other item get returned. wouldnt it be nice if banks will follow? hadnt sent dpa to these, but in view of this think i will now. sorry if this is in wrong bit am new to this!!!

hi all a quick question. we have been in havin money trouble for a while! and we have made payment arrangements with cards from other banks and hsbc (in hsbands name) just to live. so far have only sent dpa for my name and accounts. Does anyone know or had similar experience. If we send for dpa for his cards. will they or can they change our payment agreements? as we could never afford to pay minimum payments or worse it all back. (new baby etc) or should i stick with plan and claim on mine and pay off some of his debts and then claim of his.

Thanks for your reply! and hello. Fingers crossed, im sure im not alone in feeling nervous! if this works we gonna start on my husbands! and hopefully get ourselves a bit closer to the black. thanks again.

Been reading this site and have sent off Data Protection Act form to hsbc today. Scared to death as never win anything. But we are dead broke owing these people loads. thought was time they paid me for a change. will keep you informed!