IC .... WHATS THAT ? ALSO..I hav noticed several account maintenance fees of 8 pound and Interest Component Fees of 5 pound . The most Interest i have recieved from my account is 8p and they carge me 5 pound and more on from what i can see is a regular basis too. I wonder what interest rate they are charging me compared to what they are giving me. Are these repayable too ? Also..... Are thay breaking the data protection act , by on 2 occassions supplying me with incomplete records of my account . Can i do anything to get the bank in to trouble by not complying with the data protection act ??? PS ... including component and maintanance fee's it comes to 450 pound , but that only goes back to aug 2002 which is not the 6 years which i requested!(demanded)

ok i sent another letter telling the bank that thier 40 days was still running and that they were not complying with the data protection act by not sending me a full list going back 6 years of charges made against my account . yesterday i recieved a list of charges made against my account but they only go back 4 1/2 years and NOT the 6 years required as i asked for .. What do i do next ?

I’ve sent my letter to the bank,”Bank of Ireland” asking for my bank charge details for the last 6 years. I got a quick reply, with a list of 14 “£14.50 Referral Fee’s”, the last one was dated 11th Dec 06. I know for sure that there have been more charges taken from my account since Christmas. There were no charges from 07. So I have drafted a letter, which i'm going to post tomorrow. Basically saying that the list was incomplete and that the 40 days is still running at by not supplying me with a complete list of charges for the last 6 year, they were not Complying with the Data Protection Act. I have a couple of questions concerning the above Am I correct in what I’m doing Will this judgment diminish my chances of claiming these Fee’s back Will I be better changing my address to and English address and pursue the matter there? Should my fee’s I asked for Include the fees for this year 2007. All help will be very much appreciated

well i sent another leter to the bank say that the 40 days is still running and that list of charges was not complete . Any advice to what i do next ? .

well i got it started and sent the first letter asking for list of charges imposed on me over the last 6 years. i got a reply today and they had about 12 bank charges of 12.50 each against my account ,No charges from dem 06, and i know for sure i've been charged this year, i was expecting a much greater list of charges against my account than i got Question: what do i do now , should i send another letter complaining that they didnt send me the complete list and the 40 days is still running ?

THX for the interest you showed anyway... can anyone else help me out here PLease

i have the letter to bank printed and all , just want to make sure .N.Ireland comes under the same law concerning penalty fines

Hi all , i live in Belfast N.Ireland and want to claim back charges from my bank (bank of ireland) every month i get charged 14.50 for being overdrawn ..ie. direct debits and succh... some times the bank charges me 14.50 and by doing so put me overdrawn and again charge me another 14.50 for been overdrawn (which they done in 1st place).. well my question is because im living in N.Ireland can i still get theses charges back?????????? PS.. theses charges are for being overdrawn in my current account , i DO NOT have an overdraft with my bank , will this affect my claiming theses charges back or can i claim them back????