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cardiff27

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Everything posted by cardiff27

  1. oops thanks so much 4 that im on it now lol xxx
  2. would really appreciate any thoughts on this thanks x
  3. Pictures by rhian25xxx - Photobucket ive uploaded here not sure tho if i have linked it properly lol
  4. hello all had some paperwork sent through this morning of welcome hmmmm theres a lot of charges missing of this 1 compared to my previous annual statement will upload them tonight to see if any one can help out with this shocked at the insurance costs and fees an intrest rate will upload later x
  5. hi cupcake thanks for the kind words glad your free of welcome hopefully soon i will be 2 an id love to have my day in court with 1 of there cocky employees id probably end up spending a day in the cells hahaha jk ... thanks for more helpfull advice postggj i will also get crackin on the insurance people to ... i feel less stressed now bcos i can actually do something rather than wait for there next move thanks all so much i mite even have a few glassess of wine tonight lol will keep updated with any news xxx
  6. Thanks so much postggj il get his printed out an posted tomoz morn despite all the phone calls ive made to endless advice places you have been more useful with 1 message thanks again will keep every1 upto date when i have news x
  7. aww thanks mills1 for your nice comment x
  8. ps 4got to say i also believe i have paid a lot more through debit card payments than there saying ive paid working through my bank statements to confirm this i would really appreciate any help on this im a young woman with 2 kids and my head is ready to burst with all this stress and worry any advice would be so helpful - thanks x
  9. hiya all was hoping to get some advice i took car on finance from welcome 3 years ago approx always made my payments on time my bnk card was misused by sum1 else but while it was bein sorted i temporarily stopped all d debits and had a new card sent out while this happened my welcome monthly d debit was missed an temp cancelled by me while i sorted my account out i contacted them an paid with my new d card wen it arrived i asked and asked to set up a new direct debit an i was told no as i had missed a payment for over a year now i have had to put up with these people phoning me every week for debit card payments sometimes 10 phone calls a week when they have called and i have been unable to answer due to work etc i have been charged for every 1 of these calls they have taken money of my card without permission on occassions and in all honesty with all these random payments ive lost track of my account and now mainly due to charges im now in arrears of £1600 they have served me with a default notice they said they would arrange to repossess my car byt u said they cant as i have paid over a third i have paid 6000 original agreement price was roughly 11 000 so thats deff over a third paid by me they have hounded me tried to bully me and been so rude at times i sent them a letter with an enclosed fee of £1 requesting a statement of my account sent by recorded delivery they wrote back saying i didnt enclose the £1 which is rubbish lol as i did so i then sent another request for the information this time with a £1 postal order again by recorded delivery they rang again demanding the £1600 but did admit they recieved the £1 payment and my account details were in the post this was approxx 2 weeks ago an still no statement of account so im wondering where on earth do i go from here i need my car and i dont wanna loose out on £6000 that i have already paid i have also written to them sayin i was mis sold the insurances again no reply to that the guy at welcome said they were goin to get a court order has any1 actually won in court against welcome ? i would really be greatful for any advice im worried to death over this thanks
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