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mickrog

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  1. Good Morning, Just a quick update........ I have received a letter from Lowell accepting that the debt is not mine....they seem to be suggesting that they knew this already but the debt was linked to my previous address. From this I can only summise that even though they knew the debt was not mine they still thought that they would chance their hand and suggest that is was..........presumably in the hope that i would panic and pay it anyway...... I am going to have a deeper look at the inference in their letter and consider taking them to task about harrassment and time wasting........and hit them with a bill and sell their debt on to a DCA........ Thanks in the meantime to everyone who offered their guidance..... Have a great christmas peeps......
  2. Hiya Teaboy..... No I have'nt contacted my former partner and to be honest dont actually intend to do so..........at the end of the day as far as I am aware there is no legal requirement for me to give Lowell any details about anyone else and to be honest they can get st*ffed if they think i am going to help them give other people sleepless nights like they have given me......faceless bunch of doyles........ Thanks for the post and i will take on board your comments in terms of the contract etc etc etc ...... Regards,
  3. Thanks for the guidance ODC.........will keep everyone updated as appropriate.........you never know my experience may help others too.... Regards,
  4. Thanks SilverFox..........much appreciated......... Regards,
  5. Sorry.........also meant to ask is there a timeframe in which Lowell have to issue a response to my "proove it" letter ??? Thanks........
  6. So as I have never had a contract with T-Mobile and from what I understand I really dont have to do anything until Lowell send me proof of this supoosed debt, which cant exist. If they do send me a copy of the outstanding debt then I suppose this should carry some reference to the T-Mobile account.....otherwise how could I, if required, apply for a Subject Access Request ? REgards,
  7. Good Afternoon, This is my first post on this forum but in opening can i say what a pleasure it is to see so many people wanting to help. My story is much the same as others on here in terms of receiving a letter from Lowells stating that they had purchased a debt from T-Mobile (formerly One2One) and this amounted to circa £350.00 worth of call charges and £630.00 early contract termination. In short the "debt" apparently was registered to an old address which I left intially in 1999 after the break up of my marriage (although i did actually own the property through to June 2006)..... I know however that i have never had a contract with T-mobile and in fact have only ever been with BT Cellnet / O2. Anyway after a few sleepness nights I decidedto do a trawl on the web to check these people out....after visiting this site I have sent them a proove it letter........by special Royal Mail delivery which they received and signed for last Wednesday (2nd December 2009) My one question now is "do Lowell have to respond to this letter and if so within what timeframe" I understand that mobile phone contracts are not subject to CCA's and this being the case, on the assumption that Lowell reply, what am I likely to receive back and how should I treat the response. Any help and or guidance would be greatly appreciated..... Thanks and Regards,
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