Thanks for that! It at least confirms that I have made the right decision to not instruct them. I hope you get your money back soon. Good luck.

Praps we can work it out together!!!!

Hi, I sent details of 2 pre 2007 credit cards to Kerobo and they got back to me yesterday. Apparently there are several breaches of contract relating to both cards which works in my favour but here's the rub. They want £495 per card to start proceedings! It was at that point I thought I'd Google Kerobo and subsequently found this site. I have this morning sent off two letters with £1 postal orders to start the process myself. All unchartered waters for me but we shall see. I just thought £990 was extortion and I havn't got it anyway. I now have 12 days to work out what to do next!