antrax
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Everything posted by antrax
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Still no reply from swift, and cheque has not been cashed yet. Should I send another DPA request or just call them and asked whats going on? what do you think people?
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thanks seminole, I'll get another letter off to them!
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got my statements today. Ive got £25 unpaid DD charges, £60 Administration fees, £65 Arrear managment fees and £40 Administration fees. Ive tried searching on these fees, but cant find if these fees are reclaimable or not (not DD fees). Has anybody any idea on these yet? thanks.
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Received the typical resonse from halifax today ( sat ) informing me of a date of the 16th july before I receive my statements. and so we wait.
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I agree.....
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statements for my wifes account arrived yesterday (sat). totaled them up and has only had £98 worth of charges in 4 years....3 returned DDs. The strange thing is, she has gone overdrawn on alot more occasions but never been charged for them. Still waiting for my statements and I know there's a lot of charges on mine!
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letter arrived yesterday, (SAT). They want a signed declaration from my wife in order to send statements to our new address. DOH! forgot to get her to sign the DPA request too.
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will do! thanks....
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scan sent, thanks again for your help.
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I can wait a long time, if only to hassle them, as they hassled me! I always thought I could do nothing about the charges, but this site has opened my eyes!
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Hi, DPA for british credit trust will be sent tomorrow 12/6/06. another company that applied high charges.
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Hi, all. Gonna send the DPA on the 12/6/06 via registered post for Southern Pacific Mortgages Ltd, lets see what comes of it......
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ok, found a blank agreement from swift....can I post these as an attachment? it says nothing about paying loan plus ALL interest.
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DPA sent 6/6/06 Payback time!
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Well, looks like Ive misplaced the agreement for swift. But Im gonna send the dpa anyway, whats a tenner! and they did charge me late fees ect anyway.
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Cant find at the moment, but will check tomorrow. Thanks for your help
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original term was 5yrs. When I asked why they want all the interst for the full term they said "they dont do early redemption" and they want the full amount. almost messed up buying my new home. Also I saw the SPLM mortgages on your signature, seminole, do I have to send them the DPA request too? They were my previous mortgage lender and they were a nightmare for charges too! thanks.
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thanks guys... I will be going all the way, Ive been looking forward to this for a long time!
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hi guys, Has anyone had any dealings with this company?...Swift advances. Had a loan for £4000 and when I sold my home last year I had to pay the loan of from the proceeds, BUT they wanted £8500 back! When I queried this they informed me that there is no early redemption. I ended up paying it because I didnt want to lose the new house. I had the loan running for 3 years. Any info would great, thanks.
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hi guys, Been reading these threads after watching the program on tv. Now hopefully its payback time for me! Ive just sent a DPA request to the halifax and barclays for me and my wife. when I think of all those times these banks have taken money from me, once because I was 2p short!, it makes me scream.... great site!
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reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS