sorry I mean Housing (Scot) Act 1988

You really need to seek legal advice. Shelter can assist Scotland wide or try a law centre. Some offer free advice and some you would need to qualify for legal aid. Generally the landlord would need to get a court order to evict you as a tenant but if they took you to court they could easily get this because it is a mandatory ground- see Housing (scot) Act 2001. Therefore you should really look for somewhere else. If they had to tak you to court they could ask fior court expenses against you. You could contact the mortgage provider's solicitors and advise you will leave voluntarily by a certain date if they do not take you to court. You can withold your rent because the ll has breached his side of the bargain by not allowing you peaceful enjoyment. Tell the letting agency and put the money in a seperate bank acc as you may have to pay it back if the ll starts paying the mtg. If not move out and use the money as a deposit. Good luck.