Do I presume people who are having problems with Log Book Loans, is because they have stopped paying them? If you enter into a loan and you cant afford the repayments, why did you do it in the first place? Thats called deception. Yes the APR is high, but if you enter into a loan, you know the weekly payments, if you thought it was too high, why do it? If they are wanting your car, its probally because you stopped paying them. If you agree to pay them every week, you pay them every week. I know this may upset the "applecart" of general feelings, but ignorance is not a valid excuse. Jim.