jadey1972

to dx100uk i am so sorry i have annoyed you, i am new to this site and have obviously trodden on your toes. once again i apologise and thank you for your kind and nicley worded response, thank you so much for help, i hope no one helps you in the same way. jadey1972.

hi, can anyone help, i have exhausted every avenue trying to obtain a true copy of signed credit agreement from barcalycard, sent the £1 - never got a copy sent a subject access request £10 - never got a copy, but got all letters and statements and telephone records (no correspondance of sending my details to all 3rd party debt collectors and credit reference agencies) or a full explanantion of as to why they sent my details to 3rd partys as requested. debt collectors are still sending letters to inform me of doorstep calls to valuate my property for the taking even though i sent the appropriate letter stating under common law i withdraw the right for them to visit etc.. i have explained in writing these actions are unlawful as barclaycard have let the account into a default situation and have passed my details unlwafully and they are acting unlawfully on barclaycards behalf etc, but they are ignoring everything, but the debt collectors recently sent a letter stating that they have "great news" they will reduce the amount of debt if i contact them for a one time settlement offer !!! well since i have had unlawful charges and interest added since the account fell into a default situation they can JOG ON !!!! But is there anyone with any advice ? oh i have always stated in all correspondance to hte debt collectors that they should let a court of law deal with this and to inform me of the court date and time so that i can attend the hearing but i have never had any mention of this in any correspondance recieved from them just demands for payment. can anyone help me with this, thank you so much x

it seems they recieved the letter as i recieved a response frm thm asking me to call lthem the debt has now gone from £40 o £4900.00 thats complete madness. they also state the armstrong v sheppard (1959) case i quoted can only come from a court and not an individual ? Anyhow i have also sent barclaycard a subject access request an i am waiting for that. kraken 1 - that is certainly something i will take great pleasure in doing, thats funny x

h8 Halifax, thanks for the info on the postage, i will check that out, but i am still unsure what to do when the debt collector calls, i was thinking maybe put a copy of the letter on the door for them to take. but maybe they will just ignore that too. many thanks xx

h8 Halifax, hi, yes it does and it was sent recorded so they have recieved and signed for it, but looks like they have ignored it. thanks for responding xx i appreciate it.

i am having trouble with barclaycard, they have failed to comply with my legal request for a true copy of a signed credit agreement and passed the debt to a debt collector. i responded in writjng stating i do not wish to engage with them and that i ill not make an appointment for them to vist ststing all the legal stuff etc and explained the original problem, however they have since posted a card to state the day they will be attending my property. i feel i need to report them to the OFT but cant seem to get any help there, does anyone have any advice ? thanks x