Anyone Had Any Dealing With These Cowboys They Have Taken Over 3 Off My Accounts And Doubled The Amounts ?? Please Advise On What To Do ??

hi i have recieved a judgement for claimant in default letter from northampton court for tower capital i didnt even recieve the claim form i have been trying the number for 2 days and no one is picking up i have tried to log on but i dnt have a password only the claim number what can i do there saying at bottom of letter they will send baliffs ??

hsbc - sort code 40-25-33 acc no 81415360 then add your ref

hi everyone i had agreements in place for this month i have nearly 15 payday loans stupidly 247 money box debited everyhting i owed them on payday just gone now i dont have a penny to pay rent or any other of the debts this means i will break the agreement i have made i got them all to agree to £10 pound and few mths down the line was just gonna offer them all settlement figures a lot are now threatning court action tooth fairy are saying they can seize goods upto 9 times the value im so scared dont even wanna answer the phone help please

aslo i have found out that canceling your debit card is not enough in some cases make sure when you cancel put a stop on the card that is the term it seem in the recession the banks and pay day companies are willing to help each other out by pushing through these payments just be warned best advice is get a pay as you go credit card which helps rebuild your credit rating make all your payment to these companies come out from there and pay of your debt by rebuilding your credit rating get your life back dont let them ruin it for you becasue at the end of the day there not really much they can do but continue to add on intrests but that neither here or there becasue when you have the money however long down the line there is always a deal to be had by these people normally over around 25% to 30% of the balance good luck people

everyone be warned if you have taken out a loan with cash genie and defaulted on the loan be very careful about taking out any more payday loans with different debit cards details the will get them as the are parent companies with most of the loans available out there this is a very sneaky way off doing things always read the terms and conditions on these loans the sooner these are all taken off the market the better if you owe the bank money then don't ring you 100 times a day threaten court action and employ the most stupid staff must be something the put in the tea You agree that PaydayisEveryday.co.uk is authorized by you, once any outstanding balance becomes due, to collect this from any debit card, credit card or account information that you have provided to us at anytime. You agree that we can make these attempts in any nominations we choose and at any time we reasonably choose up until the total outstanding balance is recovered. You also agree that should you already have an outstanding balance with Cash Genie U.K Ltd or any trading names such as paydayisveryday.co.uk, that you authorise us to collect the outstanding balance before processing any additional application.

the unlawfull charges can be removed by yourself just have to stick to your guns if these people threaten you with legal action tell them great see u in court as they would not go to court as they no there apr is ridiclous and there contracts are not worth the paper there written on also fair enough we all took out these debts granted but if they were willing to help we wouldnt be refusing to pay there silly prices negotiate well and u can save yaself a fortune all these companies are insured and if they do pass it over to collection agent u have won casue they are easy to deal with and accept full and final settlements offers - some companies maybe not on first letter but if u chuck in sob story about how ure thinking or going bankrupt as its your only option or u are moving abroad for family reasons they bite your arm off as they think they will never see a penny little bit is more than none

hi i really understand your situation but a dmp aint doing nothing i coudlnt help you with and plus charging u 25 quid a mth the creditors will accept your repayment plans as much as they would from dmp people plus u save 25 more dnt panic about the intrests let the loan pass over to a collection agency dont panic they dnt visit your home at all and it wont get to court then u can negotiate and get the intrest removed as it is unlawfull wat court in the world would accept the apr they charge its a joke u can clear your debt for half the price if you do it right

yes they will try and take money out no matter what you are doing wen u sign for your payday loan u tick a box to say they can charge your card some banks will still let these payment go through even if you card has a new cv2 number the bank class it as on going agreements - if your lucky enough to have dd with these companies keep cancelling them casue they will try to set up new ones - make all these companies aware of your situation and dmp are good for some people but they do keep you in debt longer as u dnt have the freedom to up your payments and also most companies once u have been paying them back will normally except full and final settlements for us much as 75% of your debt espcially if they have been passed over to clarity or dlc as they bought the debt for less than this so as long they make profit there not bothered - can i ask who your dmp is with as u dont wanna be paying a fee for this ?? have your tried cccs or payplan there both free ??

stick to your guns change your mobile number only speak to them in writing make sure they all no ure cirumstances fax them and email them at same time so they acknowledge you dont let them put pressure on you at all it as happend to all of us none of us set out to take out these loans and then not pay them back circumstances change and these companies need to allow for that concentrate on each debt one by one to get them clear off there chrages are unlawfull and so are there agreements if it went to court id like to see wat judge thought of the contract and apr they charge at end of the day you have not broke the law and pay back the debt in your own time there is more to life than a number on a screen i have 12 payday loans and not letting it get me down otherwise i would be a reck just take it one step at a time aslo cancel your bank account and have your wages paid into another account this should stop them taking anymore of your wages but do not give them your new bank deatils these cowboys just take wat they want ask them for there bank deatils wen making arrangements

hi i am dealing with these clowns - whilst i take full responsibility for taking the loan the help any off these companies offer if u come into trouble is a joke - i sent them a letter stating i couldnt pay back and can i set up an arrnagmeent they declined and said that for a £100 loan total i would pay back is now £200 if they cant take full payment from my account i have said fine send it outside company and then i will negotiate with them and get them to take off the unlawfull charges in reality wen these companies sell your debt the sell it for around 80% of the value becasue they are making money anyway as they are covered by insurance plus they get the money from the sale of your debt so its happy days for them

the south of england dont wanna say to much does it make a diffrence were i live then ??

i live in the uk and trust me you think the situation i am in now is bad it would be nothing if he found out i graseed him up i will send an annomous letter to the police and hoepfully something will get done about loads of people lend money of him were i live he must make a fortune

yeah but im working and bankruptcy bad move aint it surly coming to an arrnagement with is easier and the debt only amounts to around 2 thousand pound - my other debt aint a problem i have payment plans in place and i am keeping my payments up to date its just the payday loans im not gonna be able to pay back in one go i wanna clear like 2 at a time if that makes sense i no it sounds like a big mess but surly it is do able rather than bankruptcy

he is paid off in full and never wanna see him again , i dnt have any assets at all and no have not rang debtline will they be able to help me surly they will just advise me to write to all my creditors ??