defo 1st credit,pulled out 3 days before bankruptcy hearing....

do you think i should be doing them a favour by personnally taking the consent form to the court tomorrow as they are sending me the form for me to sign by email and they asked me if they can phone me tomorrow afternoon to make sure i took it in...i am so angry with these people,dont know wether to report them to the fsa,oft etc.what do you think?

hi everyone,as some of you were aware i was due in court on 9th november,but low and behold moorhead james phoned me this afternoon to say 1st credit are going to dismiss the case on commercial grounds....and now they are going to send me a consent form by courier for me to sign as its got to be in court by monday morning....after all the sleepless nights and my nerves that they have put me through..just had a call of moorhead james as im typing this saying if they send me a consent form by email could i sign it and take it to the county court myself tomorrow,otherwise they would have to send an agent to the hearing on monday giving reasons why they want it dismissed? what is going on......i would also like to say a big thankyou to everyone on here for the advice you have given me...thankyou.

hi everyone,6 days to go for bankruptcy hearing and getting really nervous.still havnt received my cca i requested from ist credit....can anyone tell me what to expect in court,what kind of questions the judge will ask me etc.the only piece of paperwork i have is the receipt for the cca request i sent by recorded delivery.......just need to know what to expect..thankyou.

thankyou

the house was bought under a shared ownership scheme which is 50% owned by the local council,so theirs not a lot of eqiuty in the house...what paper work do i need for the hearing? sent a cca request on the 22nd by recorded delivery and i checked on the post office tracking site last night and its still in their system(bloody postal strike i guess)what do i do now?

thanks for the reply,so i shouldnt send a letter with a weekly payment proposal..its just the hearings just over a week away and getting a bit worried

hello everyone,thought i keep you updated...sent cca request on 21st october,still no reply,sent it recorded delivery,received a sort of annual statement on saturday 24th of 1st credit with a payments option,phoned 1st credit about offering a weekly payment offer,but was told to phone moorhead james,so phoned them to hear an automated service saying "if you are phoning corncerning 1st credit with a proposal of payement please send a fax or letter with your proposal".......dont know what to do,should i send a proposal or not,bankruptcy hearing is getting closer(9th november)and i am really worried.. OFT action against 1st Credit Follow this link to see the action which the OFT has taken against 1st Credit

hello everyone,thought i keep you updated...sent cca request on 21st october,still no reply,sent it recorded delivery,received a sort of annual statement on saturday 24th of 1st credit with a payments option,phoned 1st credit about offering a weekly payment offer,but was told to phone moorhead james,so phoned them to hear an automated service saying "if you are phoning corncerning 1st credit with a proposal of payement please send a fax or letter with your proposal".......dont know what to do,should i send a proposal or not,bankruptcy hearing is getting closer(9th november)and i am really worried..

can anyone tell me if i can postpone a bankruptcy hearing,my hearing is on the 9th november with 1st credit,i am still waiting for an original cca and have not yet received it,sent request of on 22nd october by recorded delivery.this week,monday received a letter of 1st credit which was a kind of annual statment and also alternitive was of paying,which i couldnt beleive as i offered a weekly payment offer in june in which they declined...any help would be appreciated,thankyou.

thankyou very much.

thanks to everyone on here who is trying to help me wiyh my situation.sorry i cant get back to you all sooner,cant get on the computer as much as i liked too,shall i first request a cca of 1st credit,if yes how do i word the letter...again thankyou all very much as you have all made me feel a bit better with all your suggestions..thankyou all

cant release any money from house,had arrears a while back,excuse me if i dont answer replies straight away as my wife is in and out of the room.thanks again to everyone who is trying to help me.

havnt got any money what so ever,i wish i had,but i cannot tell my wife.

yes please..thanks

the debt is for £8,000 and is not secured on my home.thanks

do you think i should ask for a cca off them or is it to late,just dont know what to do?

hi,its for a citi financial loan,its about 3 yearsold.no ppi,it was hand delivered..thanks

i hope someone can help me with this matter....i was served with a bankruptcy order from 1st credit and i am due in court on the 9th november...i am at my wits end and dont no what to do...i havnt told my wife as this would kill her,we have lived in our home for 23 years and dont want to lose it,please help as i dont know what to do?is their a way so that i dont lose my home,i am a bag of nerves at the moment,not sleeping.they sent me a stat demand in june and i phoned 1st credit with an offer of monthly payments but he said they were going to go ahead with bankruptcy...what can i do..i hope someone can help me in any way possible..please help.