Hi Member 16 Re yours of 28th September I am very concerned at your account of terminating your membership of Holmes Place cum Virgin Active. I am stunned at what you say and the dreadful behaviour of Virgin Active as well as those, many, similar accounts related by other former members wishing to end their membership. I am a current member of Virgin Active and will have to terminate my membership at some time in the future - not for some time god willing - but these accounts alarm me and would no doubt alarm many other current members who may be completely unaware of the difficulties and financial implications in simply leaving the "Club". As this has not yet happened to me I question what action should one take to avoid crossing swords with ARC but still retaining membership until you want to exit gracefully? Meanwhile I am sorry that I cannot help you with an answer to your dilema but sincerly thank you for drawing general attention to this dreadful problem. My sympathy to all those caught up in this dispicable behaviour. Why cannot they be straight forward and honest in their dealings as their members usually are and certainly should be? Regards Pushner