Is this in response to my M&S CCA ?

Hi guys im back again - I requested my CCA from M & S and was sent very blurred copy of an account card application form it has 2 pages on the first is my signature on part 12 DATA POLICY but underneath it there is a part that says signed for and on bealf of M & S financial services but this is NOT signed A Limit is ticked at £500 but was obviously increased over time as the o/s balance stands at £1838.42 according to m & S but rockwell say it is £2293 (I think this may have beed CCJ June 06 but I have never responded to it) The number at the side of the form and on the account number does not correspond with anything I have been sent regarding the debt Is this enforceable? What do I do if it has gone to CCJ already and if not what shall I do next? Any advice welcome I have scanned the document on here ms cca request.pdf

Hi guys im back again - I requested my CCA from M & S and was sent very blurred copy of an account card application form it has 2 pages on the first is my signature on part 12 DATA POLICY but underneath it there is a part that says signed for and on bealf of M & S financial services but this is NOT signed A Limit is ticked at £500 but was obviously increased over time as the o/s balance stands at £1838.42 according to m & S but rockwell say it is £2293 (I think this may have beed CCJ June 06 but I have never responded to it) The number at the side of the form and on the account number does not correspond with anything I have been sent regarding the debt Is this enforceable? What do I do if it has gone to CCJ already and if not what shall I do next? Any advice welcome I will try to scan it tomorrow from work for a better idea.

Im not too sure how to use this whole forum thing so please be gentle with me. Im not sure if I have posted it in the right place either:confused: I may have dropped a clanger before I found you guys. I have various creditors that I have ignored pretty much for years but today decided to do something about it 1. I have a default from Equidebt on my credit file for £1751 opened in 2001 and last payment was £70 in jan 2007 - I spoke to them today and found out it was MBNA and now Equidebt Will the fact I mentioned wanting to see a copy of the agreement today before I accept this is anything to do with me tip them off and start the ball rolling? shall I send the request asap? What else do you advise? 2. I have a letter from Link saying I have been served a notice again for MBNA I have found out from them today that it was for an Alliance & Leicester card taken out in 1998 I think it was Goldfish it then went to MBNA and now Link I was told on the phone that the last payment was made on the 22/12/03 - this is the first time I have had any contact with them - Im kicking myself now after reading about after 6 years they cant chase it. £2722.54 Will this count as contact? and null and void the 6 years rule or have I just tipped them off to start a judgement on it? What shall I do about it? 3 Marks and Spencer financial sevices I had a storecard and loan the loan has had a CCJ against it in 13/2/09 and so did the card back in june 2006 I thought I was making 50 per month payments by standing order to the card but found out today it was going to the loan When I called M & S and quoted my reference number the person on the phone said I do not owe anything the balances were at zero and she would send out a letter confirming this for me. Rockwell are dealing with this debt on the card they took the debt over in Dec 2005 and didnt have a single payment or contact from me until today. so I have sent the CCA letter today with a postal order. Have I done the right thing. Still not heard a thing about the loan though Any advice will help me at this moment in time.