Karl2
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Hi all, I would be very grateful for your help in the following matter: I recently received a letter from a debt recovery firm regarding "a personal matter". I called back and was told on the phone that I owed Barclays a sum of money from a personal overdaft in a current account which defaulted the 20th December 2001! I cannot recall having an open account with them then as I moved abroad in the late 90´s and thought I closed the account then. I told them I would call the bank and clarify matters. The bank told me that someone from the recovery unit will call me back with the information regarding my account as this was probably archived. To date I have not received a call back. I spoke again with the debt recovery firm who told me that they would not have the information as the debt was sold and was also contacted on my mobile. I received further letters stating that the Pursuers where Cabot Financial and the original creditor was Barclays. It also offered a reduced settlement. A further letter stated that I could made a reasonable offer to them in order to close the account. I have been reading the thread and wanted to please know if the debt is now barred and if so what should I do in order to stop them sending me letters/calling. Thanks for your help. I appreciate your advice in this matter.
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