Hi Here is a copy of the default notice that I recieved

Thank you for your replies. I am inclined to let it go to DCA. I am trying to be reasonable and reach an agreement with them, but I guess there is just no reasoning with some people. I don't want to call them, there wil be no record of the call and I've learnt in the past that they can make up/twist/change whatever was said to suit themselves! If it gets to court, they wouldn't get any more as I don't have anymore to give

Thank you for your replies. I am inclined to let it go to DCA. I am trying to be reasonable and reach an agreement with them, but I guess there is just no reasoning with some people. I don't want to call them, there wil be no record of the call and I've learnt in the past that they can make up/twist/chanfe whatever was said to suit themselves! If it gets to court, they wouldn't get any more as I don't have anymore to give

Hi everyone Had a loan with PoundstilPayday which defaulted this month. I have had a few 'phonecalls from them (usually from Ireland) at work and at home. I have e-mailed them asking if they can hold the interest and come to a payment plan. (I know - pigs might fly!) Got an e-mail back today saying to contact them by 'phone only as they do not deal with e-mails!! Can they do this? I really only want to keep things in writing. The calls are getting nastier. Plus it says they are avaliable Mon-Fri but I've had a call Sat and an e-mail today!!?? Any advice appreciated