Update to my story Received a response from Barclaycard regarding my S A R, after about 10 days all they sent were 5 years of statements. Account was opened some time in 1998 and closed - sold in 2007, statements only go back to 2003. I was under the impression that they had to provide everything they hold on you? If this is right, is there a standard response letter? Must I wait the full 40 days before I complain? Also who do I complain to about Barclaycard? As its been sold cabot can charges be clamed back? All and any help is welcome Thanks Bluecar 25

This is my first thread and this site is just so helpful, and just jam-packed with info. My story About 2 years ago, Cabot had contacted me regarding a barclay card account, that they just purchased. The account was opened in about 98. I informed them that I have never herd of them and told them to go away. Which they did, until now. So I have sent them a CCA, they acknowledged receipt. Time passed, received letter saying that they are so sorry for the delay, and it was down to the original lender. But will keep requesting the info for me. I then sent them the account in dispute letter with the section 10 Data Protection bit. I have now received a response to the dispute letter. 1. Acknowledging my complaint. (Not made one yet). 2. Cabot will continue to process my data. 3. Cabot have not acknowled my dispute. Here is the letter http://i956.photobucket.com/albums/ae44/bluecar25/letter1.jpg They write in there letter, that they have the right to process my data under the original credit agreement. That they don’t have, or seen. Is correct, if they don’t have an agreement? I would be grateful for any help to get Cabot off my back, as we just don’t have the money to pay them. Thanks

We can see your account number on the files! You should remove them A.S.A.P