Hi all, I'm also in need of urgent help. I stupidly signed up to a gym in Exeter with Ashbourne not realising it was Ashbourne I was signing up with as no one told me. I felt pressured into signing for a 36 month contract at a reduced price apparently through the government change4life scheme. I was told I can transfer my membership, but I just rang them and apparently it can only be transferred to someone at the same gym, not any others. I can get a doctors note as when I joined I told them I got bad knees but they didn't seem to be bothered and I have found it too painful to use the equipment. I see on my letter congratulating me on joining the gym if I get a docs note then they'll still take my money but add the months on to the end of my min contract!!! I want to cancel this whole thing but they wont let me. If I just cancel the direct debit will they send bailiffs round? I got a rubbish credit rating anyway so that doesn't matter but I don't think my parents would be too amused if people come and take our belongings....... What should I do? Thankyou.