Did anyone show ?

No he didn't. But i rang CSL that evening to sort out a payment arrangement with them as i told them i will not do this on my doorstep, but they told me NO you will sort it with the doorstep collector?

What do i do next?

When you say that someone from CSL called at your home but you wasnt in...are you sure you dont mean that 1 of those daft postcards saying "sorry we missed you" wasnt left for you?

If so, then it wont have been anyone from CSL at all

My wife answered the door, i was still at work.

Unfortunately you can't request an agreement for an overdraft/bank account. It might be a possible idea to settle (as long as you have this in writing)....of course once settled you could then reclaim the charges !!

Bugger

Because they have deliberately invaded your personal space, I would completely ignore them until they write to you. Don't forget, tell this doorknocking gypsy to go away and tell his owners to contact you IN WRITING if they have anything to say

Thing is they have written and phoned many times, i have just ignored them.. stupid i know but i don't agree with the amount obviously because of the charges.

Paul

Thanks for the reply's very quick also. So i can tell him to go away, nice that's what i'll do then, and request the CCA.

Paul

Hi

Firtst time posting. I have a debt with LLoyds TSB which was a normal bank account which was closed down by them. The money i owe is £5500 which was a overdraft of £4000 the rest being charges. This has been passed on to company called CSL. Now they probably bought this cheap as i have had letters saying they would accept £1790 now. A doorstep collector from CSL has called at my home but i wasn't in, he is due back tonight.

Question is what should i do next. Arrange a payment with him or ask for a CCA from CSL first and send him away?

Any help would be much appreciated.

Paul