No he didn't. But i rang CSL that evening to sort out a payment arrangement with them as i told them i will not do this on my doorstep, but they told me NO you will sort it with the doorstep collector? What do i do next?

My wife answered the door, i was still at work.

Bugger Thing is they have written and phoned many times, i have just ignored them.. stupid i know but i don't agree with the amount obviously because of the charges. Paul

Thanks for the reply's very quick also. So i can tell him to go away, nice that's what i'll do then, and request the CCA. Paul

Hi Firtst time posting. I have a debt with LLoyds TSB which was a normal bank account which was closed down by them. The money i owe is £5500 which was a overdraft of £4000 the rest being charges. This has been passed on to company called CSL. Now they probably bought this cheap as i have had letters saying they would accept £1790 now. A doorstep collector from CSL has called at my home but i wasn't in, he is due back tonight. Question is what should i do next. Arrange a payment with him or ask for a CCA from CSL first and send him away? Any help would be much appreciated. Paul