thanks debt4get,will post that today and await response

hi all,second time posting,hope this is not to long winded.went away on 9/9 received 2 letters postmarked 3/9 after i had gone away.1 from asset collections for £1581.51 with just an account ref and no client name and another from mcdonald rankin for the same amount and the client being capquest,after they say consultation with asset collection.it does not say who the origanal creditor is.also my partner and i went into an iva 4 years ago and remortgaged our property to pay off mortgage and secured debts in full and unsecured at ?pence in the pound.how do i find out where the debt is from and do i have to provide them with any proof of my iva.i read the forums often and will not ring them.also asset have said there above named party have granted them permission to negoiate a settlment @60% of the balance but still dont say who the client is.any help much appreciated.ps sorry its a bit long winded

many thanks,will do tomorrow

hi all,first time posting i have recently been contacted by above company for an unpaid dd @ the halifax,when origanally charged by the bank i disputed it as the dd was applied for on same day as wages went in,and i knew they were in as went to cashpoint shortly after midnight due to being skint!! the bank origanally tried to say the dd could have been applied for before wages went in.this i disputed with them strongly.this was approx 12 months ago and now above company keep pestering me with calls and letters for the sum of £218.63 for what was origanally £35.00.any advice much appreciated