I just had a call from the Asian UPI 'Peter Smith' who had all my address/telephone details, but as I don't have any outstanding bank charges how can he refund them? As these people may be working from abroad what use is it to report them to UK Authorities? If not, I will. I wouldn't give him my bank details, but unless a fraud has taken place there is nothing to report and no action can be taken? It is worrying, and I think it is the same man who earlier was phoning about a prize/refund of electricity charges. I suppose they get the details from the council Electoral Register. Even though I hid my entry recently it could be an previous one. There are two versions of the Roll, one commercial and one private, which the Council can sell to make money from. That's wrong.