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orvil123

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About orvil123

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  1. Thanks. At the time I hadn't heard of this site and was just hiding my head in the sand hoping that everything would blow over.
  2. Hi, had a charging order put against my house from northern rock. Just wondering if I could go down the CCA route or is it to late?
  3. On the credit agreement does it make a difference if the bank signed it first or the person applying for the loan/credit card?
  4. Hi, try sending them a letter requesting cca this might help you get the repayment down further, if they cant provide you with a enforceable agreement.
  5. What they put in the letter was that they could only provide me with what I had agreed to online, but yet again they cant provide me with a tick in the box to say I had agreed to it.
  6. Hi, Its a loan that was taken out on the internet in 2006.
  7. Just received a response from Lloyd's TSB regarding my CCa request. They sent me a copy of the agreement but the last page was missing. They told me that i didn't need that cause it was an electronic signature. Is this true as I doubt it very much?
  8. Hi, It was taken out online about 3 years ago. I sent them a letter back asking about the last page and they said thats all they've got.
  9. Just received a response from Lloyd's TSB regarding my CCa request. They sent me a copy of the agreement but the last page was missing. They told me that i didn't need that cause it was an electronic signature. Is this true as I doubt it very much?
  10. Ok cheers for your help.Just wondering what happens if they fail to provide the requiered documents?
  11. No the dates dont match but ive thrown most of the statments away ony got about 4 and none match up.
  12. The charges are a sheet behind what they sould be.
  13. Hi, i'm new to posting on this site but have spent many hours reading through the different posts. Had a response from Lloyds regarding Subject Access Request, I have found some old statments that I have which dont match up to what they have given me. Has anyone got any advice please?
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