thank you pedross if i am found to be liable would reimbursing the cost make any difference to my No claims as in would it help to stop the premiums from going through the roof next year ..

thank you for your response!! so how does this reimbursement process go. I mean the third party claims for the damage off my insurer and i pay my insurer and does that protect the NCD and is it worth reimbursing my insurer ? as in would my premiums be less affected if i reimburse my insurer or is it still gonna be the same difference ?

I was involved in a minor RTA where my wing mirror clipped a rear open door of a parked car. I thought its gonna go either as my fault and at the best it could go 50/50 because of the nature of the accident and the circumstances. So asked the third party to get the quote for the repair and she came up with about £500 quote for a tiny dent on her door frame (which i think a competent DIYER can fix in 30 minutes without any trouble). The quote even had weather strips and all sorts of parts listed when the weatherstrip is no where near the dent. So i told her where to go. But both of us have informed our insurance companies (which i think is the right thing). Now i am wondering in either case (fault or split liability) is there a way i can reimburse the cost to the insurance company and keep/save my NCD or is it possible to cancel the claim and settle it privately. I am in a total cloud of confusion as i have never come across anything like this. Please Help !!:confused: