thanks kurva, I assume as I took it out in 2001 it is the newer style of loan. Is it purely based on the date you take it out? Still, they can only remove cash from me via PAYE is this correct? Assmuming I don't earn via PAYE, then they can't touch me? If they want the full amount, or if they hand the loan to a collections agency after the 6 yer period - the statue barred rule still applies? I don't know it's all very confusing.

Hi, I read this thread with interest, and wonder if this applies to me at all. I'd be very grateful for any clarification on my situation: I took out a student loan in starting in september 2001, and received my final payment in early summer 2004 I have had several jobs since that time, but no money has ever been deducted via PAYE, and I have never contacted or responded to the SLC. However they do contact me annually announcing the interest accrued on my loan. Just received a letter today. Am I right in thinking that as long as no payment is made by me up until summer 2010, and no CCJ is delivered to my address demanding payment by then, then my loan would become statue barred? Thanks in advance