I leased a car for 3 years through RBS. The agreement was I paid them £235 per month for a maximum of 10,000 miles per annum and at the end of it I either gave the car back or bought it. I gave the car back and there was an excess mileage charge and I just got an invoice for £2700! On the PRE contract information they sent me before I signed up it did say 0.0724p per mile for the first 3,000 miles excess then 0.1124p per mile thereafter BUT the actual signed and dated contract that both myself and RBS signed said 0.0724p per mile for the first 3,000 miles excess and then for the remaining excess mileage fugure that space was blank with no figure in it. I have just called them and had a message back agreeing that the space IS blank after reviewing my contract and that they'll re invoice the whole amount at 0.0724p. Can I STILL argue this because the space where it gives a figure for any mileage above 3,000 was blank so could I take this as 0.00p? I am willing to pay up to 3,000 miles but without a contracted figure for the rest surely I can argue? Can anyone advise? Thanks!

Thank you!!! MBNA have upped my rate to 34.9% as I was a few days late with some payments last year because the payment date was a few days before my pay day. I pay minimum payment in full every month and have never completely missed one. i called and asked them to review and some complete on the phone just said rather patronisingly "no sorry, the only rate available to you is a higher one"!!! ...As if I would say "cool - whack it up!!" I will try and do what you're doing and see what happens! Its just extortionate!