Thanks for the advice guys. I have used a template letter i found on here and sent it to equita by email and by post. The bailiff turned up at my mums address this morning, she told them i no longer lived there and didnt give a forwarding address. This is definately the first and only time they have been. Will wait for the reply from equita and take it from there. Thanks again, Carl.

Im sorry BLF but im kind of anti bailiff myself. They have had my debt for only a few weeks and alread more than doubled it. They are aggressive and unhelpful when i call. they send very threatening letters to my house. They add charges illegally. To be honest i cannot believe that my local council would pass my debt on to such bullies. I dont want to argue about it though, i just want to know my rights. If you cant help me with that then please leave it for people who can. Thanks, Carl.

Seems to be a lot of conflicting information here. I dont mean to go on but could someone please answer the following questions i have, HC if you could do it then i would be very grateful. Is paying the full amount on a credit card and then trying to get a refund of the charges a good idea? And if so would i be able to use a card thats in my girlfriends name? Is there a template letter i could use to send to equita. I have rang them and they said i have to put it in writing. If i dont pay by credit card is there any way of setting up some kind of payment plan? Will this already show on my credit rating and how long before it could turn into a CCJ (as i am planning on applying for a mortgage in the next 12 months) thanks again, Carl.

Hi. Thanks for the repy. Im thinking about paying the debt in full on a credit card and then trying to get the fees back through the consumer credit act. I dont have my own credit card...would it be ok to use my girlfriends and try to get the charges put back on that one or does it have to be one in my name? I just dont want bailiffs knocking on my mums door. The bailiffs name is John Pugh. With the debt increasing from £185 - £385 im sure they must be claiming that they have visited my mums house already but there has been no attempt at all, no card left or anything, just letters saying they will be coming. Also could someone point me in the direction of a template letter to equita asking for a breakdown of the charges added to the debt. Thanks in advance, Carl.

im in exactly the same position with equita, £189 turned into £385. Was in the process of writing for a price breakdown myself but wondering if its worth it? Equita wont even speak to me about it and when i called the bailiff he hung up on me as soon as i said i cant afford the full amount. Good luck!

I recieved a £35 parking fine that i was unable to pay. It went to £70 and then £105. I rang the council when it was at £105 and was able to pay but they told me they had already passed it on to "someone else" who would be in touch with me shortly. My car was registered at my mums address, i no longer live there. I recieved 2 letters from Equita saying that they would call round and remove my vehicle if i did not pay £185. As i no longer lived at the address they had i ignored them. Today my mum recieved another letter and opened it. She was not happy with it saying they could call round and remove goods so i (stupidly) called Equita. They gave me a mobile number for a bailiff. I called the number and he asked for my address, i told him the address was my mums but he didnt reply. he read out my car registration and i asked him how much they wanted me to pay. he was very aggressive in his tone and said £385. I said there was no way i could pay this amount and he just said "ok then, see you later" This has got me worried now. I dont want them knocking on my mums door and i dont want a CCJ but i just do not have enough money to pay £385 for a parking fine. Please please please help. Thanks, Carl.