thanks guys i think its some secret code for we are not giving you your money back. The description is no help lots of random letters and numbers

hi got the normal printed transactions from abbey but apart from those easy abbreviations like CHG for charges im stuck, can anyone help with these and can i claim on them. DDB VCA TCH IDB the above are the ones i picked out as they could be a charge but should i also be looking for other abbreviations. tried calling the abbey twice and was told that they have no idea what they mean.

hi got an offer from netwest but this passage in the offer worrys me, am i signing away the right to claim any charges that natwest may charge in the future? Any charges that properly accrue in the future will be applied to your account in line with our published tariff and in accordance with your agreement with the bank. Should you be unwilling to accept such charges, then we may need to consider if we are prepared to continue to provide you with your existing banking facilities. Instead we may offer you a simple account that does not offer borrowing facilities or other services that can result in charges.

thank you thats very helpful i sent them a list of charges with my LBA but now i have revised it the total im claiming is £280 more because of the interest. also when filling out the list of charges i used the terms that natwest used on my statements like REFERRAL CHARGE, UNARRGD BORROW FEE, SERVICE FEE, CHARGES, are all these ok to claim back? also i deducted the charges for having a advantage gold acc for the last 13 months did i do the right thing? i need the acc as i have my mortgage with natwest.

just got the date i opened my account and it was 1984 god i feel old does this make a diffrence to my claim (i was a minor when i signed for all these terms and conditions):-|

hi need more help. just finished moneyclaim but what do i do with my spreadsheet with the charges on? do i sent it to natwest? will i be asked for it by the court? this spreadsheet has since been revised to allow for the intrest they owe me.

1. ok 2. of course i can be bothered its money they owe me. 3. read as much as i could and already filled out the spreadsheet however still could not find the answer.

hi found some good advice posted about moneyclaim but i have some questions. does my claim incude any issues under the human rights act? should my claim amount have the interest included? if so how do i add on the continuing interest untill court?

hi im at the stage where i need to fill in a money claim form is there anything i should know? how do you fill these things in? and im worried about making a mistake, help!!!!!!!!!! :confused:

Just some helpfull things; sent Data Protection Act on the 14/6/06 and got my statments 2 weeks later, addressed it to; Mr Alex Lyons Data Protection Manager Retail Regulatory Risk 2nd Floor Business House B GOGARBUREN P.O.Box 1000 EDINBURGH EH12 1HQ Sent my first letter claiming my charges back on 24/07/06 to; Stuart Higley ground floor national westminster house 225 shenley road borehamwood wd6 1te got a standard p*** off letter back from him on the 26/07/06 and now on the 27/7/06 just sent my LBA by fax to 020 82368010 and will put a hard copy in the post to him. 14 days to go so things can move quickly sometimes keep your eye on the ball and dont let the bas****s grind you down

today im sending my claim to natwest for the money they have sqeeeeezzzed out of me in the last 6 years, wish me luck. its good to know you have so much support from this fantastic web site. good luck to you all. don't let those bas***ds at the banks grind you down.