I have an alleged credit card debt from 7 years ago, I have done a credit report check on Experian this week which is all clear, but on reading different articles regarding CCJ's, I am concerned that they could still apply for one against me, possibly in my absence. I have read that the 6 year 'statute barred' does not prevent them from doing this, can anybody please explain this to me. Brilliant forum with so much helpful advice. Thanks Fluffbag