I would like to add my 2 penny worth to this thread. I noted the solicitor is stated as being "R Marr" . I checked the law society website and see he is stated as being "employed by 1st Credit" which brings me to question of COSTS being claimed by 1st Credit. I would look VERY closely at the costs being claimed by them both for Court work and for simple paperwork as they MAY have hard time claiming them. If he is employed by them they are NOT his client and thus will be hard to claim that they are paying him say £150 per hour. I bet they have been milking system, although that is just a guess NOT a statement. Regards Debtor