I was stunned at the amount of people complaining about Debitas, I too have been harrassed for weeks, despite telling them that I am out sick from work, on limited funds, unable to continue to pay the insurance I had with the credit card I am stuck with having to pay this back, they are hiking up late payment charges and default charges that are outweighing the five pounds a month I said I would pay. I have read through some of the threads on this site regarding Debitas, and I am horrified they can treat people in this manner, I have written a letter to them today to say I am not paying their charges, I will pay the sum I ran up that is fair enough, I will not give them the financial statement they require as it will have my Husband's wages listed also, this is my debt not his, and under Data Protection I am not at liberty to disclose his affairs, I have told them not to constantly call me, I tried ringing the number they rang on yesterday and the answerphone says they are shut, please call between 12.00am and 12.00am office hours???? I dread the phone ringing they are calling anything up to five times a day, surely this is not right:eek: