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chimp123

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About chimp123

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  1. Pay day tomorrow I will donate no problem. great website win or lose learnt a lot
  2. hey all had a letter today saying case has been discontinued so all legal proceedings have ended.
  3. Thanks Andy, next week is the court date. I am prepared now thanks to everyone will keep you all posted
  4. really? I thought they didn't need the agreement but great. that is what I will be saying in court. they have paid the allocation fee. they haven't sent it me they say on witness statement they need to request it. wouldn't surprise me when I turn up they have it. what Happens then because they didn't submit or send to me? just hyperthectical
  5. three weeks to court date. I dont have the default notice but I am not sure if not having the signed agreement matters now? Or does it?
  6. Name of the Claimant ? Lowell portfolio 1 ltd Date of issue – . july 2017 What is the claim for – 1. The defendant entered into a consumer credit act 1974 regulated agreement with new day ltd. 2. The defendant failed to maintain the required payments and a default notice was served and not complied with 3. the agreement was later assigned to the claimant on 21st July 2016 and notice given to defendant 4. despite repeated requests for payment the sum of £1250.60 remains due and outstanding interest pursant to s69 county court acts 1984 at the rate of 8% oer annum. Being £93.20 What is the value of the claim? £1493.80 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. lowell Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? some Why did you cease payments?I didn’t cease payments it went to Lowell as I wasn’t paying enough and I didn’t contact Lowell. What was the date of your last payment? Jan 2016 was the last payment Was there a dispute with the original creditor that remains unresolved? No Dispute with original debtors Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes I let the original company know I was having debt issues. Didn’t arrange a payment plan to my knowledge claimant WS.pdf defence to stockport 3-10-2017.pdf Defendant WS.pdf
  7. the one I attached called witness was the first one I sent to Northampton. that's my witness.statement. the other one to.stockport is my defence. thanks
  8. all documents uploads to date here now exhibits attached, the first one is endless amounts of statements. I haven't attached all the statements. Let me know your thoughts and if I am in trouble. Suggestions welcome claimant WS.pdf defence.pdf
  9. No problem will scan it when I get home later. That does not sound good for me now ;(
  10. Wasn't before 2007. What does reconstructions mean sorry? Not following
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