Ok, it's good to see this thread as I was a bit suspicious when I received the following today from my Solicitors in Cheshire: ---- 15thMay 2009 You may have read recently in the national press that there is a pending stay on Unenforceable Credit Agreements. Brunel Franklin would like to assure all Clients that we are monitoring this situation very closely. Brunel Franklin is actively involved in the proposed selection of test cases and is making representations to the Courts as to the terms of the proposed stay. We believe that the legal merits of your potential claim have not changed and at present - NO FUTHER ACTION IS REQUIRED BY YOU. Had there been no merits in the Claims already submitted, the Courts would not be required to undertake assessment of test cases and we believe this provides some comfort for Clients who are concerned at the recent developments. It is likely to be up to 1 month before any further information is available regarding test cases and we will revert back to you with an update as soon as we are able. This stay is potentially good for our Clients, as this is likely to result in the creation of a protocol and process within the Court system, which will enable claims to be dealt with in a timely and efficient manner. Brunel Franklin, a leading financial claims management company and a market leader in this field, is happy to continue assisting you and we assure you of our best attention at all times.