Valdez ( & Bobbydog) - don't forget to report AG to the OFT and also Manchester Trading Standards (they are based there) - they have a few complaints pending at the moment and need stopping!!

Good luck bobbydog Happy to share any (sanitised) docs with you. Send me a pm Cheers

Hello again Forum! Hopefully not speaking too soon as the cheque still has to clear - but I received a cheque for payment in full for my expenses from Arrow!! Not sure if my cc'ing in the OFT and Trading Standards helped, but at least this shows that sometimes the 'little guy' can win. Good luck to you all with your challenges.

Thanks DannyBro if you want to start your own thread drop a pm to Maroondevo52 and sure he will assist

Update: Surprise, Surprise - the Court Order date for payment of my expenses (16th) has come and gone with no response so I have today sent a recorded delivery letter demanding payment in 7 days or I will return to the County Court and get a Warrant. I have also cc'd the letter to the OFT (who I have already complained to) and Manchester Trading Standards. Hopefully this will stir them into action but if not then so be it - £100 for the warrant but a necessay evil.

42man and others.... Great News - attended court today and as expected AG did not turn up. Judge was very unhappy and equally perplexed at their non-attendance. Bottom line was he signed off the Set Aside Application and agreed my costs schedule (they have until 16/4 to settle - otherwise I guess I will need a good company to serve an SD on them!! lol). He did say that a Restraining Order was not appropriate in the circumstances as their action did not constitute legal proceedings but was totally supportive or my contacting the OFT. FYI - I had estimated costs based on 1.5 days at my business consultancy rate and also included one hours legal call to my lawyer outside the UK who was handling my affairs when I was allegedly in the UK running up the debt..... I also included the fee for ongoing credit reference checking subscription (£80) and he commented that this was a good idea in the circumstances. Thanks for all your help and happy to share (sanitised) documentation etc with fellow Forum members if this would be useful.

Thanks for the latest replies: 42man - the demand states 2002 but I don't have any knowledge of it at all - they appear to have pulled a name out of the ether!!

Thanks for the thoughts Palomino. I will be contacting the court directly and their thoughts may be helpful. It's my naturally suspicious nature that makes me concerned!!

Thanks Scott - much appreciated

Hope someone can advise on this one: I came home a few weeks back to find a Stat Demand from a company called Arrow Global sellotaped across my letter box. It apparently related to an Amex international credit card debt of £5k from 2002 that I had no knowledge about whatsover. Being of sound mind and resolute disposition (lol) I sought out advice and landed on this Forum. After reviewing several threads I determined that rather than engage in any way with this collection agency I would draft an affidavit to have the SD set aside - quoting a number of significant factors and ending up with an 'Oh by the way' message around the fact that even if this debt was owed by me it had taken them apparently 8 years to follow it up. I also added that I expected confirmation in writing that the matter would not be pursued and that I would be seeking compensation through the court in due course. The document was served at the Court and a week or so later I received confirmation of a date of Hearing to Set Aside at the end of March. Today I have received a letter from Arrow Global quoting the 'Debt Owed' details at the top, then going on to state that they had consented to the application and enclosed a 'consent order' for me to sign and send to the court. The letter also states that unless they hear to the contrary they will not be attending the hearing. So, my question is, what should I do next? I want to ensure that this spurious 'fishing-expedition' leaves no mark on my credit history. I want to recover the costs incurred preparing the SA application and time etc taken to attend the court. I would also like to seek to recover some additional reparation for the anxiety that this matter has brought on myself and my family by this malicious and unsubstantiable activity. Should I therefore insist on this Hearing going ahead and seek damages/costs through the Court or should I sign this consent form and send it back to the Court with a detailed account of costs? Finally - does this consent notice actually mean that AG have identified their mistake and they are moving on to another (probably equally) unfortunate candidate with the wrong name!! Or was this just some sort of ruse and they will now pursue the alleged debt through other means? The letter they have sent makes no apology whatsoever. Having worked in the criminal law arena most of my career, I am more than up for a day in court and feel that to meekly sign this off and let them seemingly get away with their oppressive conduct would be wrong. What if their next victim is rather more vulnerable? Your thoughts and guidance would be gratefully received!! Thanks in advance.